For 2026, the USDA loan limit in Boyertown, found in Berks county, PA, is $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans, and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the optimal program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to promptly secure the most suitable USDA or FHA loan for you, free of hassle. Select one of the three entry points below to connect with matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and often called the USDA rural development loan or USDA mortgage, is exclusively available in rural locations. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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