USDA Vs. FHA Pro and Con comparison in Boyertown, Berks County, PA

In 2025, USDA loan limit in Boyertown, county of Berks, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Boyertown, county of Berks, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Boyertown, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rapid Eloans LLC
  • 10101 Lloyd Road, Potomac, MD, 20854
  • Rapid ELoans has one of the most experience staff in the mortgage industry with the state of the art technology from pre-approval to loan closing. All our files are secure and processed electronically to insure your data and documentation is secure. We work very hard to make sure you are updated throughout the loan process
  • Providence Mortgage
  • 9105 Rouen Lane, Potomac, MD, 20854
  • Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple
  • Rockingham Equity, PMA
  • 1775 I Street NW, Washington, DC, 20006
  • We specialize in helping homeowners protect themselves from foreclosures. We are the experts you need, no matter if you have a conventional mortgage with a bank, a hard money loan, a government backed loan, a problem with an HOA, your land patent is being challenged, or anything in between.
  • Columbia National Real Estate
  • 1667 K Street NW, Suite 510, Washington, DC, 20006
  • ColumbiaNational provides its clients with unparalleled analytical and advisory services. We never endorse or facilitate a transaction without conducting a comprehensive analysis of its viability. Once a project’s potential is established, our expert financial advisors design a capital structure to help our clients.
  • First Washington Mortgage, LLC
  • 2233 Wisconsin Ave NW, Suite 232, Washington, DC, 20007
  • First Washington Mortgage is a premier mortgage lender serving the Maryland, Washington DC, Virginia, New Jersey, Pennsylvania, Delaware and Florida areas. We offer mortgage loans for individuals with all types of credit, providing service for all residential real estate related purposes.
  • Cornerstone First Financial
  • 2300 Wisconsin Avenue NW, Suite 100B, Washington, DC, 20007
  • Cornerstone First Financial is a leading mortgage broker and lender in the Washington D.C. Metropolitan Area. Founded by Mark Livingstone in 2001, this Christian owned company provides residential mortgage solutions to individuals and families who want to refinance their existing mortgage or purchase a new home or investment property.
  • Evergreen Private Finance
  • 1010 Wisconsin Ave N.W., Suite 307, Washington, DC, 20007
  • Evergreen Private Finance is an active real estate lender and investor based in Washington, DC. Our firm was founded on the belief that Washington is a world-class city with unparalleled investment opportunities. We provide both debt and equity investments for projects that enhance the city. We specialize in hard money loans, bridge loans, acquisit
  • PAHO/WHO FEDERAL CREDIT UNION
  • 506 23rd Street NW, Washington, DC, 20037
  • Pan American Health Organization (PAHO) and the World Health Organization (WHO) have put their trust in us. It’s an alliance we do not take lightly. It’s why we call ourselves PAHO/WHO FCU. It is our honor to ensure the people who put in the long hours and devote years of their lives to humanity are given the financial tools they need to succeed
  • Georgetown University Alumni & Student Federal Credit Union
  • 3700 O Street NW, Suite 1328, Washington, DC, 20057
  • The mission of the Georgetown University Alumni and Student Federal Credit Union is to grant credit for provident and productive purposes, to provide affordable financial services to its members, and to educate its members and volunteers about the credit union movement through practical business experience
  • Metro Realtors Federal Credit Union
  • 346 Sunrise Highway, West Babylon, NY, 11704
  • As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.
  • Mortgage Cube
  • 63 Youngs Hill Road, Huntington, NY, 11743
  • Mortgage Cube makes sure we are in good compliance with banking departments Gabriel Ciccone, the owner of Mortgage Cube's secret is technology, knowledge, consulting with one client at a time and knowing market trends long before it became trendy. This has given our company an advantage over our competition.
  • JMK Financial Group, Inc.
  • 23 Green St, Suite 209, Huntington, NY, 11743
  • JMK Financial is an independent, boutique mortgage company dedicated to providing custom and comprehensive service to our broad range of clients. We offer a wide variety of loan products to meet every need, from first-time home loans and mortgage refinancing to construction lending and reverse mortgages.