In 2026, the USDA loan limit within Colebrookdale in Berks county, PA, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and find out the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA options, assisting in choosing which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s goal is to secure the best USDA or FHA loan for you without delay or difficulty. Choose from three starting paths to connect with lenders and explore USDA loan programs.
A USDA loan, backed by the government Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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