For the year 2026, the USDA loan limit in Washington, located in Washington county of PA, is set at $336,500. In comparison, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates and to identify the income, credit requirements, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to determine the most suitable program for your financial circumstances in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to facilitate obtaining the quickest and most beneficial USDA or FHA loan without complications. Choose from three starting pathways, each leading to suitable matches with lenders specializing in USDA loan programs.
A USDA home loan is underwritten by the government Department of Agriculture, also referred to as a USDA rural development loan or mortgage, and is exclusively available in designated rural neighborhoods. Unlike FHA loans which necessitate at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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