For 2026, the USDA loan limit in Radnor, within Delaware county, PA, is $381,800; the FHA limit for a single-family home is $529,000.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determine the necessary income, credit score, reserves, and required documents for eligibility. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, helping you pick the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you quickly and hassle-free. Choose one of three starting points that connect you with suitable lenders and USDA loan offerings.
The USDA home loan, also referred to as the USDA mortgage or rural development loan, is backed by the government Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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