USDA VS FHA in Buffalo, Butler County, PA

In 2025, the USDA loan limit in Buffalo, found in Butler county, PA, is $336,500. For a single-family home, the FHA limit is $472,030.

The Lendersa® USDA loan calculator helps you compare today's competitive USDA versus FHA rates and identify necessary income, credit scores, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to select the best fit for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Buffalo, Butler, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Buffalo, PA

Lendersa® aims to provide you with the best USDA or FHA loan promptly and without complications. Choose one of three paths to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, no down payment is needed for USDA loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Guardian Mortgage
  • 705 5th St W, Billings, MT, 59101
  • Our mortgage company in Billings, MT brings over 60 years of experience and knowledge to every situation. We can work with your current finances and find the right product for your needs. With our help, you can live in the home of your dreams sooner than you ever thought possible.
  • Division Mortgage Group
  • 1320 Division St, Billings, MT, 59101
  • Division Mortgage Group specializes in every type of purchase and refinance mortgage including: FHA, VA, Conventional, Rural Housing, etc. Whether purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals are committed to providing our customers
  • Los Alamos Schools Credit Union
  • 1010 Central Avenue, Los Alamos, NM, 87544
  • As a non-profit financial cooperative, our mission is to excel at providing high quality, member-focused services in a professional and friendly manner, and to continue to support and encourage our members to achieve their financial goals. Chartered in 1955, Los Alamos Schools Credit Union has been providing high-quality.
  • U1st Community Federal Credit Union
  • 601 N Canal Street, Carlsbad, NM, 88220
  • U-1st Community Federal Credit Union can help with your individual loan and checking account needs. We offer a wide variety of products and services, including consumer loans, money market accounts, checking accounts and more. We were established on October 3, 1955, and with over 65 years of experience.
  • Internationalites Federal Credit Union
  • 901 North Canal Street, Carlsbad, NM, 88220
  • The credit union is a cooperative organization operated by volunteer members formed into governing bodies. A board of seven directors governs the overall operations of the credit union. A supervisory committee examines the credit union operations and oversees the board of directors.
  • Eddy Federal Credit Union
  • 909 W Pierce Street, Carlsbad, NM, 88220
  • Eddy Federal Credit Union is committed to making available products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with the credit union.
  • Western Commerce Bank
  • 127 S. Canyon St, Carlsbad, NM, 88220
  • Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
  • First Colorado National Bank
  • 133 Grand Avenue, Paonia, CO, 81428
  • First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.
  • Aspen Financial
  • 520 Wicks Lane, Suite 10, Billings, MT, 59105
  • Aspen Financial, Inc in Billings, MT opened for business in 2007 and is a locally owned and operated business with a combined 20 years of experience. Our mission is to provide hassle-free emergency lending, debt consolidation, personal loans and auto loans.and also We’ve seen people struggle with expenses resulting from unfortunate emergencies and
  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
  • Affiliated Mortgage
  • 1602 Miles Avenue, Billings, MT, 59102
  • Affiliated Mortgage is a top-rated home loan provider in Montana with offices in Billings. Our primary goal is to offer affordable and customized mortgage solutions so that potential homebuyers can fulfill their dream of home ownership. We are here to help you get approved to buy a new home or refinance your existing home loan in no time.
  • Altana Federal Credit Union
  • 3212 Central Avenue, Billings, MT, 59102
  • Altana Federal Credit Union has been 70 years since 9 Montana refinery workers pooled their money in a cash box located in an empty boxcar. It’s hard to imagine that they could have envisioned the impact they would have on the lives of so many people. The first loan given was used to purchase a sewing machine. The rest, as they say, is history.