USDA and FHA Pro and Con in Butler, Butler County, PA

In 2025, the USDA loan limit for Butler located in Butler county, PA, is $336,500, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and identify the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, helping to decide which plan best fits your financial situation in .

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Loan Limits and Down Payment Requirements in 2025 for Butler, Butler, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Butler, PA

Lendersa®'s objective is to facilitate rapid access to the best USDA or FHA loan without unnecessary hassle. Choose one of three starting options that connect with matching lenders and USDA loan programs.

  1. Submit the comprehensive USDA/FHA loan request
  2. Evaluate USDA and FHA rates & terms initially
  3. Access the largest USDA loan lenders database
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Clarifying USDA Loans in PA

The USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the Department of Agriculture. These loans are exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.

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  • Texoma Community Credit Union
  • 807 8th St, Suite 100, Wichita Falls, TX, 76301
  • Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.

  • Alamo Finance
  • 3114 Seymour Hwy, Wichita Falls, TX, 76301
  • At Alamo Finance we know what it’s like to need help from time to time. We appreciate the hardworking Texans that built this great state and country. That’s why we believe so firmly in the installment loan. When good people have an unexpected emergency, they shouldn’t have to fall into the trap of Payday lenders. That’s why we’re here.

  • The First National Bank & Trust
  • 2714 W. 3rd, Elk City, OK, 73644
  • On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital. Since such meager beginnings, both Elk City

  • Flasher Community Credit Union
  • 105 N Main Street, Flasher, ND, 58535
  • Flasher Community Credit Union is a community chartered credit union open to all people living within a 50-mile radius of Flasher, ND. We have been in business since 1939 serving the financial needs of our members. The credit union is a financial cooperative owned by its members.

  • Walker County Federal Credit Union
  • 1802 Normal Park Drive, Huntsville, TX, 77340
  • WCFCU’s mission is to enrich its members' quality of life by providing high quality, fairly-priced financial services and to remain driven by member needs We are eager to serve you and your family members. When you join the Credit Union, you enjoy the many advantages of doing business with a people oriented

  • First National Bank of Huntsville
  • 1300 11th Street, Huntsville, TX, 77340
  • On January 14, 1890, Gibbs National Bank, now First National Bank of Huntsville (FNBH), opened its doors for business on the downtown square in Huntsville, Texas. Prior to 1890, the Gibbs Family provided banking services to the citizens of Huntsville through the family mercantile business that was opened in 1841.

  • First Bank.
  • 4110 Kell Blvd, Wichita Falls, TX, 76309
  • First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.

  • Garden City Teachers Federal Credit Union
  • 1601 E Kansas Avenue, Garden City, KS, 67846
  • Garden City Teachers Federal Credit Union is a Full Service Financial Institution serving you since 1952. We have a closed membership, and to qualify for membership you have to be one of the following: Employee of Deerfield School District, Employee of High Plains Educational Cooperative, Employee of the Boards of Education for Finney County.

  • Western State Bank (Garden City)
  • 1500 E. Kansas Avenue, Garden City, KS, 67846
  • Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.

  • Golden Plains Credit Union
  • 1714 E. Kansas Ave, Garden City, KS, 67846
  • We make our loans convenient for our members with competitive rates and flexible terms. Loans are available for a wide range of purposes including, auto loans and leases, motorcycles, signature loans, overdraft protection, consolidation and many other uses. Apply in person, by phone, mail or online.

  • American National Bank and Trust Texas
  • 2732 Midwestern Parkway, Wichita Falls, TX, 76308
  • We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need

  • Midwestern State University Credit Union
  • 3410 Taft Boulevard, Wichita Falls, TX, 76308
  • The Midwestern State University Credit Union, established April 25, 1955, is a member-owned financial cooperative dedicated to providing services that support members’ financial goals and help educate members in making decisions of their own financial affairs. Since the only owners are the members
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