In 2026, the USDA loan limit in Cecil, located in Washington county, PA, is $336,500. Comparatively, the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA loans. Determine what income, credit, reserves, and documents you'll need to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best route for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure the most suitable USDA or FHA loan without complications. Choose one of three starting paths to connect you with lenders and USDA loan programs that fit your needs.
USDA home loans, backed by the Department of Agriculture, also referred to as USDA rural development loans or mortgages, are available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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