USDA Vs. FHA Pro and Con comparison in Cecil, Washington County, PA

In 2025, USDA loan limit in Cecil, county of Washington, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cecil, county of Washington, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Cecil, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New Leaf Funding Inc.
  • 30 Corporate Park, Suite 203, Irvine, CA, 92606
  • New Leaf Funding Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Commerce Home Mortgage
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  • HomeLoan123
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  • HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.
  • Winn Mortgage
  • 13300 Crossroads Parkway N, Suite 150, City Of Industry, CA, 91746
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  • Right Start Mortgage
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  • Pacific Lending LLC
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  • El Monte Community Credit Union
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  • Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.
  • United Equity Finance and Realty
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  • First American Capital Real Estate Services, Inc.
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  • Laguna Sierra Mortgage Group
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