In 2026, the USDA loan limit in Cecil, located in Washington county, PA, is $336,500. Comparatively, the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA loans. Determine what income, credit, reserves, and documents you'll need to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best route for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Cecil, Washington County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Options in Cecil, PA
Lendersa® aims to quickly secure the most suitable USDA or FHA loan without complications. Choose one of three starting paths to connect you with lenders and USDA loan programs that fit your needs.
USDA home loans, backed by the Department of Agriculture, also referred to as USDA rural development loans or mortgages, are available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.
2404 South Grand Boulevard, Suite 220-A, Pearland, TX, 77581
Committed to providing ideal financing options to homebuyers and homeowners. We care what our customers think of us and so should you. We are partners in your business and your success is ours. Independent, locally owned mortgage brokerage offering various loan options. VA, FHA, conventional, reverse & Non QM loans.
Lone Star Bank was established in Houston in 2006. We are an independent and privately owned community bank primarily engaged in commercial banking with a diversified line of financial products and services, including conventional business and real estate loans and SBA loans. With superior customer service and local decision making.
William Taylor founder of Mortgages Direct and and own 100% of the company. Our corporate name is Mortgage Factory Inc. and we have been in business in Houston since 1992. I am proud of the fact that we have survived all these years, through the financial crises and boom times alike.
Brentwood Baptist Church Federal Credit Union has been open since 1993. The credit union has assets totaling $1.34 Million and provides banking services to more than 600 members as of March 2022.
The credit union is a religious-based credit union. Membership is also open to immediate family of current members
Southern Star Credit Union has been open since 1953. The credit union has assets totaling $21.71 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
First Service Credit Union is proud to say that we’re “For You, Not Profit.” We put our commitment to customers front & center. As a not-for-profit financial cooperative, First Service was started with a distinct purpose: to serve our members and help them reach their financial goals without having to worry about paying investors or shareholders.
1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
Texas Finance is composed of native Texans on a mission. We are dedicated to offering you the best loans available, tailored just for you. Our promise is to keep your needs and well being the foremost item in obtaining your loan. We will always tell it like it is and promise -- no surprises at the closing table.
Bennett Home Mortgage, LLC believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
Mia Brent is the CEO of Helping Hands Lending, LLC. We are a Texas-based mortgage broker. We offer a wide variety of products, from Conventional, FHA, VA, and USDA. We open doors when other companies cannot, one loan at a time! Mia's personal journey has led her to help build helping Hands Lending to help others.
BH Loans, LLC. We are a full service mortgage company based in Houston, TX. We specialize in Investment loans in Houston. We also serve the surrounding cities in Harris County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
