USDA Vs. FHA your options comparison in Chartiers, Washington County, PA

In the year 2025, the USDA loan limit in Chartiers, county of Washington, PA, stands at $336,500, while the FHA ceiling for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA against FHA rates to determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to find the ideal program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Chartiers, County of Washington, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Chartiers, PA

Lendersa® aims to quickly and easily connect you with the best USDA or FHA loans available. Choose one of three pathways to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan is backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Columbus Bank and Trust Company
  • 2501 13th Street, Columbus, NE, 68601
  • Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.
  • Nebraska Energy Federal Credit Union
  • 1414 15th Street, Columbus, NE, 68601
  • Nebraska Energy Federal Credit Union serves employees and their families of entities engaged in the electrical power generation, transmission, and distribution industry in Nebraska, South Dakota, Wyoming and Colorado. Helping our members achieve financial success - that starts with the credit union difference, where you're a member - and an owner.
  • Columbus United Federal Credit Union
  • 2472 39th Avenue, Columbus, NE, 68601
  • Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
  • American Bank and Trust Company Tulsa
  • 60 American Plaza, Tulsa, OK, 74135
  • Our bank was chartered in the state of Oklahoma in 1971 by W.K. Warren Sr. as American Bank of Tulsa. In 1983 we were granted Trust Powers and changed our name to American Bank and Trust Company. The principles of our bank were built with you, our customer, in mind. It has been our goal year after year to provide our customers
  • First State Bank
  • 102 E Broadway, Randolph, NE, 68771
  • First State Bank has been continuously serving the communities of Northeast Nebraska for nearly five generations. Founded in 1887 as The Randolph State Bank, the present-day building stands just one city block from the original site at Broadway and Douglas Street. Since our beginning we’ve remained a full service, independent community bank.
  • Encentus Federal Credit Union
  • 1320 S Lewis Avenue, Tulsa, OK, 74104
  • Encentus Federal Credit Union was chartered on March 5, 1970, as St. John Employee’s Federal Credit Union. At that time, our field of membership was limited to employees of St. John’s Hospital. When we expanded our field of membership in 2009, we changed our name to Encentus FCU to reflect our broadened base.
  • Cityscape Home Mortgage
  • 1115 S Lewis Ave, Suite D, Tulsa, OK, 74104
  • Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed
  • Liberty Realty Capital
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  • Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
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  • Xplore Federal Credit Union is a full-service financial institution serving the communities of Orleans and Jefferson parishes. With over 70 years of banking experience and services to fulfill all needs, Xplore is the ideal partner for financial success. Federally chartered in 1947.