USDA Vs. FHA Pro and Con comparison in McGovern, Washington County, PA

In 2025, the USDA loan limit in McGovern, within Washington County, PA, is set at $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates available today. Assess the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows the side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the best fit for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in McGovern, Washington County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in McGovern, PA

The goal at Lendersa® is to swiftly secure you the most suitable USDA or FHA loan without hassle. Begin with one of three options to find lenders offering USDA loan programs.

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What is a USDA Loan in PA?

A USDA home loan, also known as a USDA Rural Development Loan or USDA Mortgage, is guaranteed by the Department of Agriculture and accessible only in rural areas. Unlike FHA loans, which mandate a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Old Arbor Mortgage
  • 908 Star Pl, Alpine, CA, 91901
  • Steve Ventimiglia have been in business full time since 1992 as a Real Estate and Mortgage Broker. Steve specialize in residential mortgage loans and went in business because I wanted to help buyers obtain the Dream of Home Ownership and help them build their real estate portfolio, one property at a time.
  • Alpine Lending Group a Division of L & L Mortgages
  • 2875 Sage View Drive, Alpine, CA, 91901
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
  • Military Mortgage Group
  • 38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
  • At Military Mortgage Group, a professional mortgage company specializing in VA & FHA loans. At Military Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Premiere Capital Mortgage
  • 41690 Ivy Street, Suite B, Murrieta, CA, 92563
  • We are a group of innovative thinkers with a huge list of lenders to get you approved. We get referrals all the time for situations where other brokers or lenders are unable to find financing. Determination and unwillingness to take “No” for an answer is part of what makes us successful.
  • Home Loan Approval Center
  • 39520 Murrieta Hot Springs, Suite 219-32, Murrieta, CA, 92563
  • Our success is built on core values as well as an approach to customer service founded on exceeding expectations.Throughout the process, our team provides regular updates and progress reports so you always know the status of your transaction. We are dedicated to making every relationship one that will last a lifetime!
  • Luxe Lending
  • 39271 Flamingo Bay, Suite A, Murrieta, CA, 92563
  • Luxe Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • LBD Financial Center
  • 31540 Whitecrown Drive, Murrieta, CA, 92563
  • LBD Financial Center believe in Living Life by Design not by Default, providing you and your family a holistic and educated approach to personal finances. We are an independent broker, free to choose any companies and/or carriers that best serve your personal finance needs. We are located in San Diego fully servicing the entire.
  • Silvertrust Funding, Inc
  • 29995 Technology Drive, Suite 307, Murrieta, CA, 92563
  • Our mission is to serve our customers with honesty, integrity, and competence. For almost 20 years we have provided quality home and Refinancing loans to our clients ensuring the lowest interest rates and closing costs possible.Furthermore, we pride ourselves on professionalism, integrity, and ensuring a smooth borrowers experience.
  • Gold Rush Mortgage
  • 34119 Thistlewood Avenue, Murrieta, CA, 92563
  • Gold Rush Mortgage, we help you obtain your goal of financial freedom by working with you on the purchase of investment properties in Murrieta, CA. Making intelligent investments goes a long way toward giving you and your family a secure and financially sound future.Our team has in-depth knowledge of financing and the real estate market.
  • Everyone's Loan Company Inc
  • 29970 Technology, Suite 114, Murrieta, CA, 92563
  • Everyone's Loan Company Inc We offer the most competitive rates we can, while also trying to offer new technology that allows our clients to feel connected and updated throughout their refinance process. and also Our wholesale platform and the large amount of volume we do, allows us access to the most competitive rate sheets in the country.
  • A Plus Home Loans
  • 29970 Technology Dr, Suite 202, Murrieta, CA, 92563
  • A Plus Home Loans was founded to provide its clients with the best service and mortgage products available in what is a vast, ever-changing residential marketplace. The company was founded in 1999 on a firm base of integrity, honesty and ethical treatment of all parties in each transaction.