FHA Vs. USDA loan program for Damascus, Wayne County, Pennsylvania

In 2025, USDA loan limit in Damascus, county of Wayne, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Damascus, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(207) 324-2285 253 miles Lender's profile and map Reviews Partners Bank 900 Main St, Sanford, ME, 04073 Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
(814) 456-6231 253 miles Lender's profile and map Reviews Widget Financial 2154 East Lake Road, Erie, PA, 16511 Widget Financial are a We're a local not-for-profit credit union that is shared by more than 44, 000 members. Instead of stockholders found in traditional banks, our members both own and democratically control our financial cooperative. Our member-owners are the heart of our business
(814) 899-6608 253 miles Lender's profile and map Reviews Americo Federal Credit Union 4101 Main Street, Erie, PA, 16511 "AMERICO FEDERAL CREDIT UNION was formed when Erie County School Employees Federal Credit Union and American Sterilizer Federal Credit Union merged in 2003, changing our name to Americo Federal Credit Union. Erie County School Emp FCU and American Sterilizer FCU were each chartered in the early 1950’s. At that time, credit unions served"
(703) 551-4107 254 miles Lender's profile and map Reviews Churchill Mortgage Company 1 Waterbury Court, Stafford, VA, 22554 Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
(540) 318-8811 254 miles Lender's profile and map Reviews Priority Financial, LLC 1267 Courthouse Rd, Suite 201, Stafford, VA, 22554 Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(703) 216-0338 254 miles Lender's profile and map Reviews Motion Mortgage, Inc 385 Garrisonville Road, Suite 97, Stafford, VA, 22554 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(540) 720-2916 254 miles Lender's profile and map Reviews America's Choice Mortgage Company PO Box 2525, Stafford, VA, 22554 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(724) 224-1777 255 miles Lender's profile and map Reviews PPG & Associates FCU 101 Bailies Run Road, Creighton, PA, 15030 PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
(724) 274-6666 255 miles Lender's profile and map Reviews Colfax Power Plant EFCU 832 Pittsburgh Street, Springdale, PA, 15144 The Colfax Power Plant Employee Federal Credit Union has been providing services to its members for over 75 years. Established in 1939, we are a non-profit, member-owned, financial institution that is federally chartered and regulated by the Pennsylvania Department of Banking and federally insured by the National Credit Union Administration (NCUA).
(724) 925-9505 256 miles Lender's profile and map Reviews Stanwood Area Federal Credit Union 444 Arona Road, New Stanton, PA, 15672 The Stanwood Area Federal Credit Union traces its roots back to 1940. The credit union has continued to thrive over the years through the efforts of many non-paid volunteers who have been dedicated to the credit union philosophy of “People Helping People”. Our Mission is to provide the best quality services available to meet the financial needs.
(724) 283-9427 256 miles Lender's profile and map Reviews BUTLER COUNTY TEACHERS FEDERAL CREDIT UNION 112 Campus Lane, Butler, PA, 16001 The Butler County Teachers Federal Credit Union is a non-profit, member-owned credit union that offers savings and loan options to employees of the schools in Butler County and their family members. We are currently located in the old tax office in the Butler Administration Building.