For 2026, the USDA loan limit in Damascus, located in the county of Wayne, PA, is $336,500. At the same time, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare the most competitive current rates between USDA and FHA loans, helping you identify necessary income, credit levels, reserves, and paperwork needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, making it easier to choose the best fit for your unique financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly connect you with the best USDA or FHA loan options with ease. Begin by selecting one of three paths that will lead you to compatible lenders and tailored USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is specifically available in rural locations. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA loan allows you to purchase property with zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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