USDA and FHA Pro and Con in Hemlock-Farms, Pike County, PA

In 2026, the USDA loan limit for Hemlock-Farms, located within Pike, PA, is established at $657,900, whereas the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and evaluate the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you select the best program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Hemlock-Farms, County of Pike, PA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Solutions in Hemlock-Farms, PA

The mission of Lendersa® is to efficiently deliver the best USDA or FHA loans with ease. Begin by selecting one of three pathways that connect you with suitable lenders and USDA loan programs.

Overview of Lendersa USDA loan requests and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no such requirement, offering significant benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hemlock-Farms Lenders

  • Wayne Bank
  • 717 Main Street, Honesdale, PA, 18431
  • Lends in Pennsylvania
  • Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.

  • The Dime Bank
  • 820 Church Street, Honesdale, PA, 18431
  • Lends in Pennsylvania
  • At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their fin

  • Honesdale National Bank
  • 724 Main Street, Honesdale, PA, 18431
  • Lends in Pennsylvania
  • Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.

  • Lewis Commercial Services llc dba Michael Lewis Group
  • P.O. Box 1068, DINGMANS FERRY, PA, 18328
  • Lends in Pennsylvania
  • The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in

  • FNCB Bank
  • 100 South Blakely Street, Scranton, PA, 18512
  • Lends in Pennsylvania
  • FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984).

    On October 27, 1987, upon approval at a special shareholder's meeting

  • Fidelity Bank Pennsylvania
  • 101 North Blakely Street, Scranton, PA, 18512
  • Lends in Pennsylvania
  • Fidelity Bank has over 118 year history of exceeding its clients'​ expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients

  • My City Mortgage
  • 1439 Monroe Ave, Suite 2, Dunmore, PA, 18512
  • Lends in Pennsylvania
  • My City Mortgage strives to provide applicants with a smooth, transparent loan process. Learn how we combine technology with unsurpassed customer service in order to provide customers with the most efficient mortgage process possible. My City Mortgage strives to provide applicants with a smooth, transparent loan process.

  • Mid Atlantic Funding, Inc.
  • 203 East Drinker Street, 2nd Floor, Dunmore, PA, 18512
  • Lends in Pennsylvania
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for y

  • CMC-FCPI Employees Federal Credit Union
  • 415 Colfax Avenue, Scranton, PA, 18510
  • Lends in Pennsylvania
  • The CMC Employees FCU was established in 1975. On January 1, 1991 FCPI FCU merged with CMC Employees FCU creating CMC-FCPI Employees FCU. Our field of membership includes: employees, doctors, medical staff, and technicians of the Geisinger Community Medical Center who work in Scranton.