FHA Vs. USDA loan program for Downingtown, Chester County, Pennsylvania

In 2025, USDA loan limit in Downingtown, county of Chester, PA is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Downingtown, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(254) 445-4400 Lender's profile and map Reviews First National Bank of Dublin 825 N. Patrick, Dublin, TX, 76446 The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.
(701) 839-3500 Lender's profile and map Reviews United Community Bank of North Dakota 925 20th Ave. SW, Minot, ND, 58701 United Community Bank Mortgage Officer, Jordan Wald, is experienced, professional and committed to customer service. He strives to provide the best availability, product knowledge and dedication to the community possible. Jordan is well-versed in all products and makes hard work a priority to provide clients prompt service. Jordan believes in the i
(701) 857-4430 Lender's profile and map Reviews Minot Area Schools Federal Credit Union 215 2nd Street SE, Minot, ND, 58701 Minot Area Schools Federal Credit Union is a member owned and controlled financial organization which promotes financial responsibility, membership involvement, dedicated to service and education for our members while maintaining the credit union’s long-term financial stability..
(701) 857-5541 Lender's profile and map Reviews Affinity First Federal Credit Union 811 South Broadway, Suite A, Minot, ND, 58701 Affinity First Federal Credit Union is a cooperative financial institution that is owned and operated by its members. The scope of activities of Affinity First is defined in its bylaws and is governed by the Federal Credit Union Act.Credit Union is a cooperative financial institution that is owned and operated by its members.
(701) 852-3711 Lender's profile and map Reviews First Western Bank & Trust 900 S Broadway, Minot, ND, 58701 First Western Bank & Trust strives to be the premier bank and financial service provider in the communities we serve by building strong customer relationships, providing great customer service, offering diverse financial products and maintaining knowledgeable, friendly professional employees.
(800) 872-6358 Lender's profile and map Reviews Town and Country Credit Union 615 S Broadway, Minot, ND, 58701 Town & Country is a growing credit union with a fun, fast-paced, and member-focused culture. We have locations in Minot, Fargo, West Fargo, Kenmare and Stanley, North Dakota. We believe in continual growth for our credit union and our employees. That’s why we’re proud to promote from within and help our employees build their careers
(701) 748-2233 Lender's profile and map Reviews Union State Bank of Hazen 209 Central Avenue NW, Hazen, ND, 58545 Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution
(512) 352-8523 Lender's profile and map Reviews The City National Bank of Taylor 212 N. Main, Taylor, TX, 76574 Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900
(979) 543-3349 Lender's profile and map Reviews Newfirst National Bank 202 E Jackson, El Campo, TX, 77437 NewFirst National Bank has a long and prosperous history dating back to January 22, 1902. It wouldn’t be until 2002 when the name NewFirst National Bank would be approved to coincide with a larger geographic footprint. The current office in El Campo, Texas opened in February 1968 and still serves as the headquarters.
(701) 837-5353 Lender's profile and map Reviews Aspire Credit Union 1430 South Broadway, Minot, ND, 58702 Our Mission to Serve and support our members and our community. Our Vision to Provide excellent service to our evolving members and earn lifetime loyalty. Our Values to Go above and beyond. We are always looking for ways to do more, be better, and go further: including interactions with members, attention to detail, and leading in our community.
(979) 725-9575 Lender's profile and map Reviews Hill Bank & Trust Co. 201 East Main Street, Weimar, TX, 78962 The Hill Bank and Trust Co. is an independent community bank pledged to maintain its financial independence and to provide quality banking services to the people, businesses and institutions of the Weimar, Texas area. We believe our most important assets are our customers and employees.