USDA and FHA Pro and Con in Thorndale, Chester County, PA

In 2025, the USDA loan limit in Thorndale, found in Chester county, PA, is $381,800, whereas for a single-family home, the FHA limit stands at $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best fit for your financial situation in .

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2025 Loan Limits & Down Payment Requirements in Thorndale, Chester, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Thorndale, PA

Lendersa® aims to quickly connect you with the best USDA or FHA loans without hassle. Choose from three starting points that align you with matching lenders and USDA loan programs.

Preview of Lendersa USDA loan request and matching outcomes

About USDA Loans in PA

The USDA home loan, ensured by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. Exclusively available in rural areas, it does not require a down payment, unlike FHA loans which require at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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