In 2025, the USDA loan limit for Lionville, located within Chester county, PA, is $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA options side by side to choose the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best possible USDA or FHA loan for you quickly. Select one of the three starting options that lead to lenders matching with USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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