USDA and FHA Pro and Con in Lionville, Chester County, PA

In 2026, the USDA loan limit for Lionville, located within Chester county, PA, is $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA options side by side to choose the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Lionville, Chester, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Solutions in Lionville, PA

Lendersa® aims to secure the best possible USDA or FHA loan for you quickly. Select one of the three starting options that lead to lenders matching with USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Corner Mortgage
  • 56 Plains Road, Essex, CT, 06426
  • "We encourage people to call with any questions they may have about the mortgage or home buying process. We gladly give free consultations and pre-qualifications. We believe it is very important for borrowers to understand the entire mortgage process.
    We are open Monday through Friday, and Saturday and Sunday by appointment."

  • MJ Mortgage Services, LLC
  • 44 Seneca Road, West Hartford, CT, 06117
  • At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117

  • Guaranty Federal Financial Corporation
  • 11 Timberwood Road, West Hartford, CT, 06117
  • A full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • New Silver
  • 2475 Albany Ave, 203B, West Hartford, CT, 06117
  • New Silver is a technology enabled non-bank lender primarily focused on providing financing to the United States based ‘fix & flip” sector, with a concentration on single-family residential & small balance commercial assets.New Silver’s proprietary technology automates and streamlines loan originations,while using data to reduce loan default risk.

  • Partners Financial Federal Credit Union
  • 1200 New York Avenue, Glen Allen, VA, 23060
  • Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.

  • CapCenter
  • 4510 Cox Rd, Suite 402, Glen Allen, VA, 23060
  • "CapCenter started from a desire to save clients thousands of dollars and provide them with a less stressful home buying, selling and financing experience. Our success comes from our relentless dedication to savings and service for our clients.

    We have been nailing it since 1997 and haven’t looked back."

  • Towne First Mortgage
  • 4501 Cox Road, Suite 301, Glen Allen, VA, 23060
  • Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.

  • Connecticut Labor Department Federal Credit Union
  • 200 Folly Brook Blvd, Wethersfield, CT, 06109
  • The mission of the Connecticut Labor Department Federal Credit Union is to be the preferred financial institution for its current and prospective members. We will achieve our goal by providing quality financial products and personalized service. A credit union is a not-for-profit financial cooperative, owned by the people who save and borrow there.

  • Dutch Point Credit Union
  • 195 Silas Deane Highway, Wethersfield, CT, 06109
  • Dutch Point Credit Union is a full-service, community credit union whose mission is to improve members’ financial well-being through financial solutions and education. Dutch Point has been serving generations of members since 1960. Membership is open to anyone who lives, works, worships, goes to school or conducts business in Hartford, New Haven.

  • Welcome Home Mortgage, LLC
  • 1331 Silas Deane Highway, Wethersfield, CT, 06109
  • We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.

  • Better Loan Society Inc
  • 530 Silas Deane Hwy, Wethersfield, CT, 06109
  • At Better Loan Society Inc, we do things a little differently. Instead of focusing on selling as many loan products as we can, we believe in a more personal approach. We're passionate about providing you with the tools you need to achieve your dreams, and we'll assist you in any way we can.