USDA and FHA Pro and Con in Doylestown, Bucks County, PA

For 2025, the USDA loan limit in Doylestown, situated in Bucks, PA, is $381,800. Conversely, the FHA limit for a single-family home stands at $529,000.

Utilize the Lendersa® USDA loan calculator to evaluate the best available rates for USDA versus FHA loans today. It determines the required income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side to assist in identifying the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Doylestown, Bucks, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Doylestown, PA

The aim of Lendersa® is to seamlessly provide you with the best USDA or FHA loan. Start by choosing one of three paths that connect you to matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan—backed by the Department of Agriculture—is often termed a USDA rural development loan. These loans are only available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans don’t require any down payment, making them more accessible for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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