USDA Vs. FHA Pro and Con comparison in Warwick, Bucks County, PA

In 2025, the USDA loan limit for Warwick in Bucks County, PA, is $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and understand the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you evaluate the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Warwick, Bucks, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Warwick, PA

Lendersa® aims to swiftly secure the best USDA or FHA loan for you without hassle. Begin by selecting one of three starting points that connect you with lenders and relevant USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, supported by the Department of Agriculture and also referred to as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans needing a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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