USDA Vs. FHA Pro and Con comparison in Bedminster, Bucks County, PA

In 2025, the USDA loan cap in Bedminster, located in Bucks county, PA, is $381,800. For a single-family home, the FHA limit is $529,000.

The Lendersa® USDA loan calculator is a tool to compare today's most favorable USDA versus FHA rates, and it helps determine needed income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial circumstances in .

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Loan Limits and Down Payment Requirements in Bedminster, Bucks, PA for 2025

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bedminster, PA

The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you without delay. Choose one of three starting points that align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is designed for rural areas only. Unlike FHA loans which require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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