USDA Vs. FHA your options comparison in Bedminster, Bucks County, PA

In 2025, the USDA loan cap in Bedminster, located in Bucks county, PA, is $381,800. For a single-family home, the FHA limit is $529,000.

The Lendersa® USDA loan calculator is a tool to compare today's most favorable USDA versus FHA rates, and it helps determine needed income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial circumstances in .

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Loan Limits and Down Payment Requirements in Bedminster, Bucks, PA for 2025

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bedminster, PA

The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you without delay. Choose one of three starting points that align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is designed for rural areas only. Unlike FHA loans which require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • HP Mortgage LLC
  • 7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
  • HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
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  • 102 South Dogwood, Collins, MS, 39428
  • Covington County Bank has been offering customers outstanding service for over 40 years. From checking accounts to loans, and everything in between, we will find a product that suits your needs! A friendly hometown bank ready to meet all of your banking needs. Locally owned, locally headquartered.
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  • 210 Jetway Blvd, Clinton, AR, 72031
  • Coleman Mortgage Company is located in Matagorda, TX, United States and is part of the Other Financial Investment Activities Industry. Coleman Mortgage Company has 10 total employees across all of its locations and generates $431, 035 in sales (USD). (Sales figure is modelled). Licensed in Texas and Arkansas
  • Dragon Realty Capital
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  • Dragon Realty Capital (DRC) was founded to offer brokers and commercial real estate owners private money programs that make “sense.” The founder, Craig Higdon, has been financing commercial properties since 1993 and understands the needs of brokers from first hand experience. DRC was created to offer programs in “the middle” of the market
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  • Custom Mortgage is passionate about providing you a superior experience with mortgages. We understand you as the customer and have a firm belief that we can make the mortgage process as easy and enjoyable as possible. Our dedicated team will work with you and your situation to achieve your real estate goals.
  • Best Loans Corp
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  • At Best Loans Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Hibbing Cooperative Credit Union
  • 217 West 42nd Street, Hibbing, MN, 55746
  • Hibbing Co-op Credit Union (HCCU) has been serving the communities of the Iron Range and the neighboring area with a complete array of financial services since 1939. HCCU is a non-profit, member owned cooperative financial institution with membership privileges available to all residents of northern Minnesota.
  • American Mortgage Lender
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  • Unleash your financial potential with American Mortgage Lender! With over 40 years in the industry, we empower families, individuals, and small businesses to secure their ideal financing solutions. Our dedicated team, led by Doug Gelman, ensures a seamless borrowing experience that keeps clients returning. Reach out to us at [email protected]
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