USDA Vs. FHA Pro and Con comparison in East-Franklin, Armstrong County, PA

For 2025, in East-Franklin within Armstrong, PA, the USDA loan limit is $285,000. In comparison, for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s best rates between USDA and FHA. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, supporting your choice of the best program in tailored to your financial situation.

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2025 Loan Limits and Down Payment Requirements in East-Franklin, Armstrong, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in East-Franklin, PA

The primary aim at Lendersa® is to efficiently provide you with the best USDA or FHA loan, free from hassles. Choose from three starting points to connect with suitable lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan, is intended for rural neighborhoods only. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Franklin Savings Bank
  • 387 Central Street, Franklin, NH, 03235
  • Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers'​ financial position.
  • 4MyCash
  • 7750 Maryland Avenue, Suite 50004, Clayton, MO, 03105
  • 4MyCash’s hard money loan programs are designed for St. Louis real estate investors. Our reliable hard money loan programs make the process of investment funding fast and easy. In fact, our simple loan process enables our clients to close their purchases in as little as 5 business days.
  • Woodruff Federal Savings and Loan Association
  • 247 North Main Street, Woodruff, SC, 29388
  • Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits
  • Northstar Mortgage Corp
  • 555 High St, Suite 302, Westwood, MA, 02090
  • We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
  • First Bank of Highland Park
  • 1835 First Street, Highland Park, IL, 60035
  • As a privately owned Bank, our business with you is personal. We focus on building long term relationships with Clients who are making decisions that work for the current fiscal year and the next generation. Our mission is to provide our Clients with exceptional service coupled with competitive products without bureaucracy.
  • First Commercial Funding
  • 1420 Renaissance Dr, Suite 310, Park Ridge, IL, 60068
  • First Commercial Funding Corp.is a group of commercial funding consultants withover 50 years of combined commercial lending experience.Over the last 30 years, we have experienced firsthandall the ups and downs of the commercialreal estate market and by association, the commercial lending market
  • Tim Perry Real Estate and Mortgages
  • 324 W. Touhy Ave, Park Ridge, IL, 60068
  • Tim Perry has a unique perspective as a “one-stop shop” for both realty and loans. More importantly, he prides himself in understanding each individual situation to ensure that his clients get the expertise they need. These qualities have helped close over 10, 000 mortgages since 1993.
  • GRU Financial Corporation
  • 1410 Higgins Road, Suite 103, Park Ridge, IL, 60068
  • At GRU Financial we provide various types of financing for individuals and businesses. Our expertise and partnerships with national lenders guarantee complete satisfaction of your financial needs. We will provide you with free credit and income analysis, and advise you how to prepare for the purchase.