USDA Vs. FHA Pro and Con comparison in North-Buffalo, Armstrong County, PA

In 2025, the USDA loan limit for North-Buffalo, located in Armstrong, PA, stands at $285,000. Comparatively, the FHA limit for a single-family home is $356,362.

Use Lendersa® USDA loan calculator to evaluate today's foremost USDA vs. FHA rates. Understand the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you select the ideal option for your financial needs in .

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2025 Loan Limits and Down Payment Needs in North-Buffalo, Armstrong, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in North-Buffalo, PA

Lendersa® aims to swiftly secure the best possible USDA or FHA loan for you, without hassle. Start with one of three paths to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan, is exclusive to rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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