USDA VS FHA in Kittanning, Armstrong County, PA

In 2025, the USDA loan limit for Kittanning, in Armstrong county, PA, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Try Lendersa®'s USDA loan calculator to compare today's leading USDA versus FHA rates and pinpoint the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you decide on the best fit for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Kittanning, Armstrong County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Kittanning, PA

Lendersa® is focused on securing the best USDA or FHA loan for you quickly and without difficulty. Start by choosing one of three paths that match you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

USDA home loans, backed by the Department of Agriculture and also referred to as USDA rural development loans or mortgages, are available strictly in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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