USDA Vs. FHA your options comparison in East-Goshen, Chester County, PA

In 2025, within East-Goshen, in Chester county, PA, the USDA loan limit is $345,000, while the FHA cap for a single-family home is $431,250.

Lendersa® offers a USDA loan calculator to compare current top rates for USDA and FHA loans. It helps determine the income, credit, reserves, and documents needed for qualification. Our advanced calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .

Explore loan offers from over 100 lenders

Loan Limits and Down Payment Needs for 2025 in East-Goshen, Chester, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in East-Goshen, PA

Lendersa® strives to secure the best USDA or FHA loans for you, swiftly and without hassle. Choose one of three paths to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. While FHA loans necessitate a minimum 3.5% down payment, USDA loans require no down payment, offering a more accessible path to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SouthShore Region Mortgage
  • 9111 Broadway, Suite H, Merrillville, IN, 46410
  • SouthShore Region Mortgage specializes in Conventional FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all the adequate knowledge to select the right loan product for you and your family.
  • US #1364 Federal Credit Union
  • 8400 Broadway, Merrillville, IN, 46410
  • Our goal as a Credit Union is to provide the best products and high-end service to the members that choose to bank with us. Without our members our doors would not be open. The lifeblood of a Credit Union is our membership, and at U S Federal Credit Union we are very happy to have some of the best members around.
  • Larry the mortgage guy
  • 8585 Broadway, Suite 600, Merrillville, IN, 46410
  • I'm Larry the Mortgage Guy, and I'm Here To Help You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate and It's easy to reach me - feel free to call me direct or if you prefer you
  • Insight Mortgage
  • 8101 Polo Club Dr, Suite A, Merrillville, IN, 46410
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Region Mortgage
  • 9111 Broadway, Suite H, Merrillville, IN, 46410
  • Region Mortgage specializes in Conventional, FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all of the adequate knowledge to select the right loan product for you and your family.
  • Bank of Madison
  • 133 North Main Street, Madison, GA, 30650
  • We commit to treat each customer exactly as we want to be treated. We choose to preserve our history of perseverance, determination, hard work. We choose to respect our heritage of commerce and transport, of culture and gracious living, of fields of industry. We choose to build on that foundation with professionalism, technology.
  • The Farmers and Merchants Bank
  • 302 South Old Us Highway 41, Boswell, IN, 47921
  • Farmers & Merchants Bank is locally owned and operated, right here in Indiana. That means that loan decisions are made in our local office. That's right - loan decisions are made quickly by us - not a suit in a board room. This means money stays in the community, and you will deal with our friendly staff, not with someone you don't know.
  • First National Community Bank
  • 701 N 3rd Ave, Chatsworth, GA, 30705
  • National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of local businesses and the financial prosperity of our customers in our community with extraordinary involvement in the communities we have served since 1975.We pride ourselves in our experienced staff of familiar local Bankers.
  • American Bank & Trust
  • 1302 Scottsville Road, Bowling Green, KY, 42102
  • American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.
  • MEYER MORTGAGE COMPANY
  • 1280 Fairway Street, Bowling Green, KY, 42102
  • Meyer Mortgage is one of the oldest, on-going lenders in Bowling Green. The key to our success is having established relationships within the industry and extensive knowledge of the market. Meyer Mortgage is proud to have remained steadfast to our principals during the most recent subprime mortgage crisis.
  • Honor Bank
  • 2254 Henry St, Honor, MI, 49640
  • Honor Bank isn’t the biggest bank in Traverse City & we like it that way. It means our bank accounts, mortgages, business loans & more are shaped by you. It means that since 1917, we’ve grown with the region, offering products like debit-card cash back & ATM refunds. The principles of our Honor Code are not open to negotiation.
  • Embassy National Bank
  • 1817 North Brown Rd, Lawrenceville, GA, 30043
  • Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b