For 2025, the USDA loan limit in Malvern, belonging to the county of Chester, PA, is set at $381,800. Meanwhile, the FHA limit for a single-family dwelling is $529,000.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today and ascertain the necessary income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can examine the options for USDA, FHA, Conforming, and VA loans side by side, aiding your choice for the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to efficiently provide you with superior USDA or FHA loans with minimal complication. Choose from one of three entry points that facilitate matching lenders with compatible USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available solely in rural locales. Unlike FHA loans, which require a 3.5% minimum down payment, a USDA mortgage does not require any down payment, offering a significant advantage to qualified applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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