USDA Loan Vs. FHA loan for Malvern, PA 2025

For 2025, the USDA loan limit in Malvern, belonging to the county of Chester, PA, is set at $381,800. Meanwhile, the FHA limit for a single-family dwelling is $529,000.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today and ascertain the necessary income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can examine the options for USDA, FHA, Conforming, and VA loans side by side, aiding your choice for the best program in to suit your financial circumstances.

Exploring USDA and FHA Loan Solutions in Malvern, PA

The aim of Lendersa® is to efficiently provide you with superior USDA or FHA loans with minimal complication. Choose from one of three entry points that facilitate matching lenders with compatible USDA loan programs.

Visual representation of Lendersa USDA loan requests and matches

Understanding the USDA Loan in PA

The USDA home loan, backed by the U.S. Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available solely in rural locales. Unlike FHA loans, which require a 3.5% minimum down payment, a USDA mortgage does not require any down payment, offering a significant advantage to qualified applicants.

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561-775-2724 Lender's profile and map Reviews Arch Mortgage Corporation 2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL, 33410 "Arch Mortgage, you are an esteemed customer and as such we promise to treat you with respect to provide you the service you want & that you deserve. We understand the commitment you are making whether buying your dream home, refinancing your current home, or pulling equity out for improvements. From the first question to the closing table"
(561) 799-4015 Lender's profile and map Reviews My Liberty Loans Inc 8409 N Military Trail STE 115, Palm Beach Gardens, FL, 33410 My Liberty Loans is here to help you through the entire home loans process in Palm beach Gardens, FL. We have an extensive list of lenders that we work with to provide you with the best option for your mortgage needs. Our highly trained staff is committed to be there for you every step of the way.
561.508.8755 Lender's profile and map Reviews Loanleaders of America 4365 Northlake Blvd., Palm Beach Gardens, FL, 33410 Fidelity is a diversified mortgage company, making use of state-of-the-art technology and the vast experience of our team to meet and realize the financial dreams of existing and perspective homeowners.Our goal at Fidelity is to provide our customers with the best mortgage experience throughout the entire process.
561.990.(5626) Lender's profile and map Reviews Cash Tyme 2401 PGA Blvd., Ste 280-G, Palm Beach Gardens, FL, 33410 Cast Home Loans here in Palm Beach we pride ourselves on simplifying the home loan process while making mortgage customer service our number one priority. You can count on our experienced team to continuously deliver quality service and expertise. Innovation and integrity are always at the forefront of our work
(660) 827-9518 Lender's profile and map Reviews Bothwell Hospital Employees Credit Union 600 E 13th Street, Sedalia, MO, 65301 Bothwell Hospital Employees Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership and, as appropriate, the communities they live in. We will treat all members with respect and dignity and will offer honest, fair deals to all members at all times.
(651) 739-8080 Lender's profile and map Reviews Novation Credit Union, 500 Imperial Avenue, Oakdale, MN, 55128 Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million
(651) 332-5200 Lender's profile and map Reviews Platinum Bank 7667 Tenth Street North, Oakdale, MN, 55128 We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.
(651) 324-9613 Lender's profile and map Reviews Mayek Mortgage LLC 225 North 2nd Street, Stillwater, MN, 55128 MAYEK MORTGAGE LLC offers the LOWEST available rate and cost combinations. We can save you up to one full discount point or 1% LOWER in fees when compared to our competitors. In other words, if your loan is $200, 000 we would offer a loan equal to the competition with up to $2000 LESS in closing costs.
(515) 232-1654 Lender's profile and map Reviews River Valley Credit Union IA 2811 East 13th Street, Ames, IA, 50010 We're a community credit union in Iowa serving people who live or work in Story county and the surrounding counties. We first opened in Ames, Iowa in October of 1961, and since then have grown to serve over 5,800 members with greater than $91 million in assets.We invite you to help us grow even more by opening YOUR membership today!
(515) 232-5561 Lender's profile and map Reviews First National Bank, Ames, Iowa 405 5th Street, Ames, IA, 50010 First National Bank began as the Ames Savings Bank in 1903, located at 216 Main Street. In 1913, the bank received a National Charter and began its dual operation as Ames National Bank and Ames Trust & Savings Bank. The bank moved into a new home at the southeast corner of Main and Kellogg in 1914.
(800) 574-8123 Lender's profile and map Reviews Vision Bank of Iowa 104 Chestnut, Ames, IA, 50010 VisionBank is dedicated to creating meaningful relationships with customers in each community and helping each community be the best that it can be. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.
(515) 233-8228 Lender's profile and map Reviews Howell Investment Finance 510 S. 17th St, Suite 101 D, Ames, IA, 50010 Howell Investment Finance will help you navigate the loan process to achieve the most rewarding outcome. To get the best deal on property financing, you need access to a wide variety of mortgages. Howell Investment Finance will connect you with choices such as HUD, Fannie Mae, Freddie Mac, conduit loans, bridge loans, and construction loans.