USDA Vs. FHA your options comparison in East-Hanover, Dauphin County, PA

For the year 2026, the USDA loan limit in East-Hanover, located in Dauphin County, PA, is set at $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates, determining the income, credit, reserves, and documents required for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA alternatives side by side, helping you choose the optimal program for your financial situation in .

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2026 Loan Limits and Down Payment Needs in East-Hanover, Dauphin, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in East-Hanover, PA

Lendersa®'s goal is to efficiently provide you with the best USDA or FHA loans without any hassle. Begin with one of these three paths to connect with matching lenders and access USDA loan programs suitable for your needs.

Lendersa USDA loan request and results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



East-Hanover Lenders

  • Artisan Mortgage Company, Inc.
  • 239 Highland Rd, Hershey, PA, 17033
  • Lends in Pennsylvania
  • Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.

  • Hershey Federal Credit Union
  • 232 Hershey Road, Hummelstown, PA, 17036
  • Lends in Pennsylvania
  • Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.

  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Lends in Pennsylvania
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.

  • Belco Community Credit Union
  • 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
  • Lends in Pennsylvania
  • Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.

  • Lebanon Federal Credit Union
  • 300 Schneider Drive, Latrobe, PA, 17046
  • Lends in Pennsylvania
  • At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.

  • Local 520 U.A. Federal Credit Union
  • 7193 Jonestown Road, Harrisburg, PA, 17112
  • Lends in Pennsylvania
  • Local 520 UA Federal Credit Union We appreciate your business and look forward to servicing your every day needs. We are working to add more benefits to your Credit Union experience in the upcoming months. Stay tuned to our page and be sure to check out your statements and added mailers.

  • Kane Mortgage, Inc
  • 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112
  • Lends in Pennsylvania
  • Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.

  • New Cumberland Federal Credit Union
  • 345 Lewisberry Road, New Cumberland, PA, 17070
  • Lends in Pennsylvania
  • NCFCU is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.

  • Jonestown Bank & Trust Co.
  • 670 Furnance Hills Pike, Lititz, PA, 17543
  • Lends in Pennsylvania
  • Jonestown Bank & Trust Co. (JBT) is a Community Bank with 13 locations serving Lebanon, Northern Lancaster and Berks Counties and surrounding communities. JBT was founded in 1873 and currently has over $657 million dollars in assets. We have been recognized as a top community bank by U.S.