USDA Vs. FHA Pro and Con comparison in South-Londonderry, Lebanon County, PA

In the year 2025, within South-Londonderry, county of Lebanon, PA, the USDA loan limit is $285,000. Meanwhile, the FHA limit for a single-family house stands at $356,362.

To compare current USDA and FHA rates, try the Lendersa® USDA loan calculator. It helps you determine the necessary income, credit, reserves, and documents for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the best option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in South-Londonderry, County of Lebanon, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in South-Londonderry, PA

Lendersa® strives to connect you quickly and efficiently with the best available USDA or FHA loans. Choose one of the three pathways to find matching lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan, is designated for rural areas. It differs from an FHA loan, which requires a minimum down payment of 3.5%; no down payment is needed for the USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • PO Box 290, Bloomfield, CT, 06002
  • Pinnacle Financial Services, LLC fast funding since 2005 its aFamily owned boutique private real estate lender serving experienced real estate investors in the CT and Western MA markets with the highest level of integrity, reliability, and efficiency and No Appraisal, Inspection, Loan Servicing or other hidden fees
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  • Police Credit Union of CT
  • 253 High Street, Hartford, CT, 06103
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  • General Merchant Funding
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  • Pittsfield Co-operative Bank
  • 70 South St, Pittsfield, MA, 01202
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  • The Andover Bank
  • 19 Public Square, Andover, OH, 44003
  • In 1884, just one year after the founding of Andover, Ohio, a group of individuals organized a private bank under a partnership association. The mission of the bank was to serve the financial needs of the local residents. For one hundred and thirty five years later, the role of the Andover Bank has remained basically unchanged