USDA Vs. FHA Pro and Con comparison in Derry, Dauphin County, PA
During 2025, the USDA loan limitation for Derry, situated in the county of Dauphin, PA, is $336,500. Conversely, the FHA cap for a single-family home is designated at $472,030.
Use the Lendersa® USDA loan calculator to compare the current top USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator contrasts USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most suitable plan for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Derry, County of Dauphin, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Derry, PA
Lendersa® is committed to rapidly providing you the best possible USDA or FHA loan with no hassle involved. You can choose one of three initial paths, each leading to matched lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural locales. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment at all.
2601 South Bayshore Drive, Suite 1200, Miami, FL, 33133
BridgeInvest is a leading private real estate lender focused on short-term financing for unique commercial and residential assets throughout the Southeast US.
With over 25 years of on-the-ground experience, our dedicated team has established the ability to rapidly analyze, structure and manage any loan from origination to payoff.
Frontier Bank is a locally owned, community-minded independent bank. We've been dedicated to serving individuals and businesses with the highest degree of care, confidentiality and convenience since starting in Rock Rapids, Iowa in 1932. At Frontier Bank we always treat you like a BIG DEAL.
Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.
River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products.
In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups.
260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149
We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
Construction, Private, & Hard Money Lending - London Financial Company (LFC)
965 Crandon Boulevard, Key Biscayne, FL, 33149
London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.
We at Syntax Mortgage, are completely independent mortgage brokers and our directory of lenders gives you all the options needed to purchase and/or refinace you home. Our goal is to provide access to various types of home loans with competitive interest rates. We get you into the right loan at a great price, fast.
"At Southeast Florida Residential Mortgage Corp, we understand that our clients have unique needs. For this reason, we provide on-on-one service to determine the most suitable mortgage solution for our clients’. We offer a variety of loan products to clients throughout Florida Conventional Loan
Federal Housing Administration (FHA) Loan"
BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)
1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146
MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.