USDA Vs. FHA your options comparison in Elim, Cambria County, PA

For 2025, the USDA loan limit in Elim, located in the county of Cambria, PA, stands at $336,500. In contrast, the FHA limit applicable to a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today and to assess the required income, credit, reserves, and documents needed for qualification. Using our advanced mortgage calculator, you can evaluate the USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program for your financial needs in .

Evaluate loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Elim, County of Cambria, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Consider USDA and FHA Loans in Elim, PA

Lendersa® aims to swiftly provide you with the most suitable USDA or FHA loan options without unnecessary delays. Begin by selecting one of the three starting points to connect with potential lenders aligned with USDA loan programs.

Visual overview of Lendersa USDA loan requests and matching

Discover USDA Loans in PA

The USDA home loan, supported by the government Department of Agriculture, may be referred to as the USDA rural development loan or USDA mortgage. This loan is exclusively available in rural communities. In contrast to FHA loans that require a minimum down payment of 3.5%, the USDA mortgage offers the advantage of requiring no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Team Get It Done
  • 105 South Main Street, Suite L, Mayville, WI, 53050
  • Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.
  • Mainspring Capital Inc
  • 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
  • Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
  • Premier Lending Solutions
  • 931 Monroe Dr NE, Suite 102165, Atlanta, GA, 30308
  • Premier Lending Solutions is a private lending company based in Atlanta, Georgia. We provide residential and commercial financing to investors, rehabbers and commercial property owners. Premier Lending Solutions was initially formed to service the needs of investors in the State of Georgia.
  • Powerco Federal Credit Union
  • 241 Ralph McGill Boulevard NE, Atlanta, GA, 30308
  • Powerco is a federally insured financial institution headquartered in Atlanta, Georgia. Chartered in 1935, Powerco, with over $185 million in assets, is one of the largest and fastest growing credit unions in the State of Georgia. More than 21, 000 members and their families are served by dedicated professionals in eight branches in GA & MS.
  • Power Purchase Mortgage
  • 715 Peachtree St NE, Suite 100 & 200, Atlanta, GA, 30308
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Groundfloor
  • 600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
  • GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.
  • Badger Bank Fort Atkinson
  • 220 Grant St, Fort Atkinson, WI, 53538
  • Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success. In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell
  • PremierBank
  • 70 N Main St Fort, Atkinson, WI, 53538
  • We offer all the same products and services that the big guys offer. But we couldn't be more different. Our focus isn't on selling you those products and services. Our focus is about connecting you with the ones that will make the biggest difference for you. It's just one of the many ways we are Here. For You. Always
  • Fort Community Credit Union
  • 800 Madison Av, Fort Atkinson, WI, 53538
  • FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.