USDA and FHA Pro and Con in Elim, Cambria County, PA

For 2025, the USDA loan limit in Elim, located in the county of Cambria, PA, stands at $336,500. In contrast, the FHA limit applicable to a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today and to assess the required income, credit, reserves, and documents needed for qualification. Using our advanced mortgage calculator, you can evaluate the USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Elim, County of Cambria, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Consider USDA and FHA Loans in Elim, PA

Lendersa® aims to swiftly provide you with the most suitable USDA or FHA loan options without unnecessary delays. Begin by selecting one of the three starting points to connect with potential lenders aligned with USDA loan programs.

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Discover USDA Loans in PA

The USDA home loan, supported by the government Department of Agriculture, may be referred to as the USDA rural development loan or USDA mortgage. This loan is exclusively available in rural communities. In contrast to FHA loans that require a minimum down payment of 3.5%, the USDA mortgage offers the advantage of requiring no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Sawgrass Mortgage Corporation was founded in 2018. The key to our success has been a combination of consistently offering the lowest possible rates to mortgage clients and above all, providing those clients with outstanding customer service. Servicing our clients with honesty and integrity is something that we take great pride in doing.
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  • City & Police Federal Credit Union was chartered in 1935 as a financial institution owned by its members who are joined by a common bond.Which brings us to the present. We are a full service financial institution with five convenient locations. Best of all we understand our purpose; "Serving the Financial Needs of Our City's Best".
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