USDA Vs. FHA Pro and Con comparison in Elim, Cambria County, PA
For 2025, the USDA loan limit in Elim, located in the county of Cambria, PA, stands at $336,500. In contrast, the FHA limit applicable to a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today and to assess the required income, credit, reserves, and documents needed for qualification. Using our advanced mortgage calculator, you can evaluate the USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Elim, County of Cambria, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Consider USDA and FHA Loans in Elim, PA
Lendersa® aims to swiftly provide you with the most suitable USDA or FHA loan options without unnecessary delays. Begin by selecting one of the three starting points to connect with potential lenders aligned with USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, may be referred to as the USDA rural development loan or USDA mortgage. This loan is exclusively available in rural communities. In contrast to FHA loans that require a minimum down payment of 3.5%, the USDA mortgage offers the advantage of requiring no down payment.
MABC Mortgage, LLC is committed to personalized service and excellence! Opened in 2004, servicing the State of Pennsylvania, we have built a strong reputation through our commitment to customer service. Honesty, integrity and strong work ethics are at the center of our business practice. We are a Pittsburgh based, woman owned mortgage brokerage.
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We are also a member of the Credit Union Shared Branch Network.
Mohsin Mortgage Corp. is a wholesale mortgage brokerage, designed to service your financial needs. We offer the best possible rates from the Federal Housing Administration. Specializing in Conventional, FHA, and VA loans, our experienced brokers will get you the best available mortgage rate
