USDA VS FHA in Westmont, Cambria County, PA

In 2025, for Westmont, located in the county of Cambria, PA, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s best USDA against FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Westmont, County of Cambria, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Westmont, PA

Lendersa® aims to connect you quickly with the best USDA or FHA loans effortlessly. Choose one of three ways to find matching lenders and USDA loan programs best suited for you.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment, making them a compelling option for eligible candidates.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • We are a full-service real estate consulting & mortgage planning brokerage firm located here in The Heart of San Diego. We are local – San Diego Made – and we proudly represent home sellers, home buyers & those looking for home financing along the way. We are the highest-rated, most 5 star reviewed real estate company in the entire county ..
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  • 22485 La Palma Avenue, Suite 205, Yorba Linda, CA, 92887
  • Symbolic Holdings Group Co. | Symbolic Properties believes that every homeowner deserves the best professional service possible. It is necessary for every client to have convenient access to their agent so that he or she feels at ease with his or her real estate transaction. To emphasize that ease
  • Premier Funding Network
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  • Premier Funding Network stands apart in the mortgage loan business. For many years, we have built our company on a quality of service that most other loan originators do not offer. Our integrity, ease of process and attention to detail attracts both new home buyers and those interested in Refinancing an existing loan from all over California.
  • Fast Fund Mortgage
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  • Fast Fund Mortgage in Yorba Linda CA, our main focus is on helping clients with all their mortgage and loan needs. We’re proud to say that majority of our clients are pre approved for a loan within a day if not within a few hours. May it be a residential loan, a commercial, or a SBA business loan.
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  • At Coast Funding Group, Inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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