USDA Vs. FHA your options comparison in Westmont, Cambria County, PA

In 2025, for Westmont, located in the county of Cambria, PA, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s best USDA against FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Westmont, County of Cambria, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Westmont, PA

Lendersa® aims to connect you quickly with the best USDA or FHA loans effortlessly. Choose one of three ways to find matching lenders and USDA loan programs best suited for you.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment, making them a compelling option for eligible candidates.

Enter your location to find out if it qualifies for USDA rural housing loan?



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