USDA VS FHA in Conemaugh, Somerset County, PA

In 2025, the USDA loan limit in Conemaugh, part of the county of Somerset, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to juxtapose today’s best USDA versus FHA rates, determining the necessary income, credit, reserves, and documents needed for qualification. With our state-of-the-art mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, assisting in determining which program in suits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in Conemaugh, Somerset, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Conemaugh, PA

The mission of Lendersa® is to secure the optimal USDA or FHA loan promptly and without complications. Select from three initial paths to connect with lending partners offering USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in PA?

A USDA home loan, assured by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or mortgage, is designed exclusively for rural areas. Differing from FHA loans that require a minimum down payment of 3.5%, the USDA mortgage demands no down payment, allowing a zero down payment advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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