USDA Vs. FHA Pro and Con comparison in Forty-Fort, Luzerne County, PA
In 2025, the USDA loan limit for Forty-Fort, within Luzerne county, PA, is $285,000. The FHA limit for a single-family home, on the other hand, is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s best rates for USDA versus FHA loans. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in matches your financial needs best.
2025 Loan Limits and Down Payment Requirements in Forty-Fort, Luzerne County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Forty-Fort, PA
The aim of Lendersa® is to swiftly provide you with the most suitable USDA or FHA loan, minus the hassle. Begin with one of three pathways that lead to matching lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture and is available only in rural communities. Unlike FHA loans, requiring at least a 3.5% down payment, the USDA mortgage demands no down payment, offering a significant advantage for those eligible.
At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times.
We may be small, but we’re doing big things. Come see for yourself.
Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve
2600 East Commercial Boulevard, Fort Lauderdale, FL, 33308
giantbank.com we don’t seek customers, we seek relationships. Our mission is to provide a personal banking relationship via the internet that delivers value, convenience, security and service. As a virtual bank we stay in our lane. We aren’t preoccupied with the overhead of infrastructure due to brick and mortar.
2929 East Commercial Boulevard, Suite 101, Fort Lauderdale, FL, 33308
OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). OptimumBank provides community banking services to individuals and businesses in Broward, Miami-Dade and Palm Beach counties. The principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment.
3696 N. Federal Highway, Suite 200, Fort Lauderdale, FL, 33308
Florida Bond & Mortgage, Inc. (FBM) was established in 1957 and is a full service commercial mortgage banking and real estate advisory firm. We currently have offices in Fort Lauderdale, Tampa Bay, and Naples, Florida. Because of our vast and well established range of real estate expertise, we are able to provide commercial real estate services
1930 NE 47th Street, Suite 120, Fort Lauderdale, FL, 33308
Coral Community Federal Credit Union is a not for profit cooperative financial institution. We have been serving the medical community and their family members for more than 30 years. We were organized in 1975 as Holy Cross Employees Federal Credit Union, in 2004 we became a community charter credit union.
"Voget Financial Services is a family operated business located in Fort Lauderdale, Florida.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible."
6216 North Federal Highway, Fort Lauderdale, FL, 33308
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
