In 2025, the USDA loan limit in Kingston, within Luzerne county, PA is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification with our advanced mortgage calculator that presents USDA, FHA, Conforming, and VA options side by side to help find the ideal fit for your financial circumstances in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to helping you secure the most efficient USDA or FHA loan, swiftly and without complications. Start with one of three paths that lead you to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, guaranteed by the Department of Agriculture, also termed as a USDA rural development loan or mortgage, is strictly available in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans necessitate no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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