In 2025, the USDA loan ceiling for properties in Larksville, within Luzerne County, PA, is $336,500. On the other hand, the FHA limit for a single-family home is set at $472,030. Knowing these loan limits is crucial for homebuyers managing their budget and financial strategies for purchasing a home.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA vs. FHA rates. This tool will help you assess conditions such as income, credit score, reserves, and necessary documentation. Our advanced mortgage calculator allows for simultaneous viewing of USDA, FHA, Conforming, and VA loans. This side-by-side comparison aids in selecting the most advantageous option for your financial needs in , providing clarity and assurance in decision-making.
2025 Loan Limits and Down Payment Requirements in Larksville, Luzerne County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Larksville, PA
The mission of Lendersa® is to swiftly secure the most suitable USDA or FHA loan for you without unnecessary complications. You can choose from three initial routes to align with lenders and USDA loan programs that best fit your needs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is uniquely available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment, making them a compelling option for eligible buyers in rural locations.
Apollo Bank is a locally owned and operated community bank based in Miami/South Florida specializing in delivering customer-focused banking services. The Bank is committed to providing comprehensive banking solutions in conjunction with the best banking technology to local businesses, professionals
Miami Federal Credit Union has been serving Federal, State, Municipal, Dade County, City of Miami government employees and their family members in Miami -Dade, Broward, Monroe, and Palm Beach Counties since 1954. With a high rating from the NCUA, the credit unions’ regulatory agency.
LendComet is a mortgage broker based out of Miami, FL. We assist home buyers in getting some of the best rates for mortgage loans and also ReFinancing opportunities. Our priority is making the loan application process simple and easy. We are here for you every step of the way. We've been helping customers afford the home
Brickell Capital Finance has been offering financial solutions to various businesses nationwide for over 15 years and with thousands of clients. We are committed to serving the needs of each and every one of our clients including those with little or troubled credit history by providing the best financial solutions available.
Onyx Funding LLC is a leading, national provider of financing services to the commercial real estate industry. Our diverse and innovative structuring expertise, vast lender knowledge and relationships, and everyday market experience enable us to customize unparalleled financing solutions for any type of investment property.
home.loans, we’re committed to helping educate consumers about the FHA 203b lending process. So, whether you’re a first-time homebuyer, or you’re looking to refinance your second or third home, we want to provide you the easiest-to-understand, most thorough guide on the internet about the 203b loan program.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Mortgage Veterans LLC was founded by Steven Abramson, a seasoned mortgage professional since 2010. After years of working in the mortgage industry, Steven realized there was an enormous disservice being done to the consumer. He was tired of putting consumers in loans that may not have been the best fit for them, but it was all he could offer.
Our client-first approach and our passion have attributed to our phenomenal growth and continued success on behalf of our clients. To deliver outstanding results for our clients by leveraging our superior market intelligence, data-driven research, carefully customized strategies, and excellence in service.
