USDA and FHA Pro and Con in Lackawaxen, Pike County, PA
For 2025, the USDA loan limit in Lackawaxen, located in Pike county, PA, is $776,600. For a single-family home, the FHA loan limit is set at $1,089,300.
Leverage the Lendersa® USDA loan calculator to evaluate and contrast the current USDA versus FHA rates. This tool helps you determine the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in tailored for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Lackawaxen, Pike, PA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Discover USDA and FHA Loan Options in Lackawaxen, PA
The primary aim of Lendersa® is to help you secure the most suitable USDA or FHA loan quickly and effortlessly. You can choose from three starting approaches that connect you with corresponding lenders and suitable USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is sometimes referred to as a USDA rural development loan or USDA mortgage and is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans demand no down payment, making them particularly advantageous for eligible rural residents.
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