USDA Vs. FHA Pro and Con comparison in Greene, Franklin County, PA

In 2025, the USDA loan limit for Greene, in Franklin county, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Lendersa® offers a USDA loan calculator to help you compare today's best rates for USDA and FHA loans. It assists in determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Greene, Franklin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greene, PA

The goal of Lendersa® is to provide the best USDA or FHA loan options promptly and easily. Select one of three starting points to find matching lenders and USDA programs.

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Understanding USDA Loans in PA

A USDA home loan, insured by the Department of Agriculture, is often referred to as a USDA rural development loan. It is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, making them more accessible for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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