USDA and FHA Pro and Con in Jefferson, Lackawanna County, PA
In 2026, the USDA loan limit in Jefferson, which is in Lackawanna, PA, is $336,500, while the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and ascertain the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, assisting you in deciding which program in aligns best with your financial scenario.
Details on 2026 Loan Limits and Down Payment Requirements in Jefferson, Lackawanna, PA
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jefferson, PA
The objective of Lendersa® is to quickly deliver the best possible USDA or FHA loan options without hassle. Select one of three initial strategies that connect with matching lenders and suitable USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans need no down payment.
Spojnia Credit Union is a state-chartered, not-for-profit, full-service financial institution that is member-owned & controlled through a board of directors. The voluntary board, elected by the membership, establishes and revises the credit union’s policies and sets dividend rates so that you can earn more when you save & pay less when you borrow.
We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984).
On October 27, 1987, upon approval at a special shareholder's meeting
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203 East Drinker Street, 2nd Floor, Dunmore, PA, 18512
Lends in Pennsylvania
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Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
