USDA Vs. FHA Pro and Con comparison in Penn, York County, PA
In the year 2025, the USDA loan cap for Penn within York County, PA, is set at $336,500. Meanwhile, the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, as well as ascertain the income, credit score, reserves, and paperwork necessary to qualify. Our enhanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options together to choose the ideal program for your financial situation in .
2025 Loan Limits & Down Payment Needs in Penn, York, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Choices in Penn, PA
Lendersa® is committed to helping you obtain the best possible USDA or FHA loan swiftly and without inconvenience. Start with one of three approaches to find matching lenders and USDA loan offerings.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.
Headquartered in the Mission District of San Francisco, Mission National Bank is a full service commercial bank providing business checking, business lending and personal banking services. The Mission National Bank team prides itself on serving the great diversity of the Bay Area region and being accessible to its customers.
581 Higuera Street, Suite 1, San Luis Obispo, CA, 94103
"We have been helping clients move into the home of their dreams for years. Let us help you with your new home purhcase or refinance. It has been and continues to be our mission to provide exceptional service with honesty, integrity and competence.
APPLY for your HOME LOAN AND"
44 Montgomery Street, Suite 02-172, San Francisco, CA, 94103
"SELFi is a mortgage platform that brings together lenders and independent mortgage advisers. The result is lower interest rates, more loan programs, better advice for consumers.
Our innovative DIY Refi program enables consumers to save an additional $53, 629 on their mortgage refinance.
Red Tower Capital is a direct private money lending company based in San Francisco. We focus on providing quality alternative real estate financing to residential and commercial property owners in Northern California. and also specializing in private lending. mission is to provide competitive alternative real estate financing to property owners
Conventus provides business purpose financing for the purchase, renovation and rental of single and multi-family residential real estate. Our mission is to quickly understand your unique story. We provide personalized service and transparent financing at highly competitive rates with no hidden fees
San Francisco Federal Credit Union is a not-for-profit, member-owned financial institution. We differ from big banks by offering higher earnings and dividends on deposits accounts, lower interest rates on loans and by charging fewer fees. Plus, members have access to more than 30, 000 free ATMs across the country.
We are Sierra Lending, specializing in mortgage loans in California and Texas for self-employed, foreign national and ITIN borrowers. At Sierra Lending we are here to help those who may have been turned down for a mortgage loan by traditional mortgage lenders due to their self-employed status, or because they are a citizen of a foreign country.
601 Van Ness Avenue, Suite E441, San Francisco, CA, 94102
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
180 Redwood St., Suite 250, San Francisco, CA, 94102
Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.
1680 Tiburon Blvd, Unit 9, Belvedere Tiburon, CA, 94920
Golden Gate Lending Group is the premier customized mortgage lender throughout the Bay Area. Boutique, tailored, and exclusive, we specialize in serving home buyers with temporary mortgage solutions that fits into our clients overall long-term financial plan. Principal and Founder, Sofia Nadjibi—with nearly two decades of experience.
