USDA and FHA Pro and Con in Kenmar, Lycoming County, PA

In 2026, the USDA loan limit set for Kenmar, located in the county of Lycoming, PA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Use the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. Determine the income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to choose the most suitable program in for your specific financial conditions.

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2026 Loan Limits and Down Payment Requirements in Kenmar, Lycoming County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Kenmar, PA

The objective of Lendersa® is to provide you with the best USDA or FHA loan available, promptly and without hassle. Choose from three starting pathways that lead to matched lenders and USDA loan programs.

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What is a USDA Loan in PA?

The USDA home loan is a mortgage guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA loan does not require any down payment, providing a significant advantage for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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