USDA VS FHA in South-Williamsport, Lycoming County, PA

In 2025, the USDA loan ceiling in South-Williamsport, county of Lycoming, PA, is established at $285,000, whereas the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates, allowing you to assess the necessary income, credit scores, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most appropriate program for your financial situation in .

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Loan Limits and Downpayment Guidelines for 2025 in South-Williamsport, County of Lycoming, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in South-Williamsport, PA

Lendersa® aims to quickly provide access to the best possible USDA or FHA loans without hassle. Choose one of three starting points to be matched with lenders offering suitable USDA loan programs.

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What is a USDA Loan in PA?

A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, specifically for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering significant financial flexibility to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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