USDA Vs. FHA your options comparison in Garden-View, Lycoming County, PA
In 2026, the USDA loan limit for Garden-View in Lycoming County, PA, is $285,000, while the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to stack up today's best USDA versus FHA rates and identify the required income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in finding the best program for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Garden-View, Lycoming County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in Garden-View, PA
The objective of Lendersa® is to secure you the best USDA or FHA loan swiftly and seamlessly. Opt for one of three initiation points to find matching lenders and respective USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, also called the USDA Rural Development Loan or USDA Mortgage, is restricted to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
Williamsport Teachers Credit Union has been open since 1934. The credit union has assets totaling $13.94 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
999 North Loyalsock Avenue, Suite A, Montoursville, PA, 17754
Lends in Pennsylvania
The Montoursville Area FCU is a member owned & operated, not for profit financial cooperative striving to meet the financial needs of its members. The mission of our credit union is to serve our members needs by providing competitive rates for savings and loans. We will seek to maintain the financial stability and steady growth of our organization.
The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
For over 100 years, the bank has strived to live up to its motto of “Large enough to serve you, small enough to know you, and strong enough to protect you.” As our industry and community continue to evolve, the bank will seek new avenues to serve you better, become stronger to protect you more, and remain a friend to each one of their customers
