USDA Vs. FHA your options comparison in Lansford, Carbon County, PA

In 2025, the USDA loan limit for Lansford, located in Carbon, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options to help decide the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Lansford, Carbon County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lansford, PA

The aim of Lendersa® is to rapidly secure the best USDA or FHA loan for you, minimizing effort. Choose from one of three pathways that match lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in PA

A USDA home loan, secured by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment, offering significant advantages for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Callaway Bank
  • 5600 Bull Run Dr, Columbia, MO, 65201
  • The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.
  • The Broadway Group Powered by TLC
  • 910 E Broadway, Suite 200, Columbia, MO, 65201
  • "Our TLC Broadway Group office is located downtown at 910 E Broadway Suite 200. It’s easy to find, and there’s plenty of street parking. We provide mortgages for all of the Columbia metro area, the surrounding areas, and the entirety of the state. The Broadway Group is a full-service mortgage lender dedicated to serving our community"
  • Shell Lake State Bank
  • 102 5th Avenue, Shell Lake, WI, 54871
  • Shell Lake State Bank has been providing financial services to the residents and visitors of Northwest Wisconsin. Complete banking services are available at the Main Office in Shell Lake as well as the branch offices located in Spooner, Minong, Hayward and Stone Lake, WI. The Shell Lake State Bank.
  • Midwest Independent Bank
  • 910 Weathered Rock Road, Jefferson City, MO, 65101
  • MIB is proud to be able to assist community banks with their lending needs! Our loan team is comprised of individuals specializing in many different areas of lending. Our experienced staff will deliver exceptional customer service in a very professional manner and also MIB is a “bankers’ bank” which provides a wide array of correspondent banking se
  • Missouri Baptist Credit Union
  • 400 East High Street, Jefferson City, MO, 65101
  • Missouri Baptist Credit Union has been open since 1963. The credit union has assets totaling $9.03 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • MECE Credit Union
  • 2722 East McCarty Street, Jefferson City, MO, 65101
  • MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.
  • Hawthorn Bank
  • 132 E. High St., Jefferson City, MO, 65101
  • Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities
  • Southern Independent Bank
  • 503 North Main St., Opp, AL, 36467
  • In March of 2005, a group of local business leaders came together with a concept, blended with veteran bankers who shared the vision for a true community bank in Opp and Andalusia. From that initial meeting, Southern Independent Bank opened its doors for business in December of 2006, bringing to our markets a fresh and service-driven institution.
  • Ocala Community Credit Union
  • 2675 SE 36th Avenue, Ocala, FL, 34471
  • Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL
  • Abbey Mortgage
  • 2107 SE 3rd Ave., Ocala, FL, 34471
  • Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages