USDA Vs. FHA your options comparison in Summit-Hill, Carbon County, PA

In 2025, the USDA loan limit in Summit-Hill, part of Carbon county, PA, is $298,080, whereas the FHA limit for a single-family home is $372,600.

Utilize Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, understanding the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Summit-Hill, Carbon, PA

Loan Type Loan Limit Down Payment
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Summit-Hill, PA

The objective of Lendersa® is to quickly provide you with the best USDA or FHA loan. Choose one of the starting paths that result in matching with lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is uniquely available in rural communities. Unlike FHA loans requiring a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Red Diamond Home Loans, LLC
  • 165 S. Kimball Avenue, Southlake, TX, 76092
  • Red Diamond Home Loans is a unique Mortgage Banking Company that is focused on providing premier client solutions. This includes a variety of product, excellent pricing and exceptional service. Many banks/mortgage banks provide a company solution that will not always fit the need of all clients. We utilize a variety of investors to meet those needs
  • Finite Mortgage, Inc.
  • 6 Heritage Court, Trophy Club, TX, 76262
  • At Finite Mortgage, Inc. our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • IMAX MORTGAGE LLC
  • 2550 Bobcat Blvd, Suite 104, Trophy Club, TX, 76262
  • iMAX Mortgage is a full service mortgage broker company helping families throughout Texas live the dream of home ownership. Ray and his team will walk you through each loan program, whether it's USDA Loan, VA, FHA, or Conv financing. imaxmortgage.com is your online resource for personalized mortgage solutions
  • Mortgage 4 U, LLC
  • 99 Trophy Club Dr, Trophy Club, TX, 76262
  • We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.Ask about residential & commercial loan options, including niche & portfolio loans, to help achieve your real estate investment goals.Mortgage 4 U is an independent mortgage lender for those seeking competitive rates & excellent service.
  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.
  • Compass Lending Group LLC
  • 303 Covington Way, Colleyville, TX, 76034
  • We are a full-service mortgage company headquartered in Southlake, Texas. We specialize in every form of Real Estate financing. From your own home, investments properties as well as commercial financing. We also serve multiple states. Whether you are buying a home, relocating to a new area or refinancing,
  • VIP Mortgage Inc.
  • 92 Piazza Lane Ste. 100, Colleyville, TX, 76034
  • VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services
  • The Farmers Bank of Appomattox
  • 31 West Main Street, Carnegie, OK, 73015
  • Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas! Under new management since 2020. To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.
  • Community National Bank and Trust of Texas
  • 906 North Buffalo Avenue, Buffalo, TX, 75831
  • Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.