In 2025, the USDA loan cap in Nesquehoning, within Carbon County, PA, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today's competitive USDA against FHA rates. This tool helps you determine the necessary income, credit, reserves, and documentation for qualification. Through our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most fitting program for your finances in
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| Category | Maximum Loan | Minimum Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide the most suitable USDA or FHA loan with ease and speed. Choose one of the three starting options designed to align you with appropriate lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is commonly referred to as a USDA rural development loan or mortgage and is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not mandate any down payment, offering a viable financial benefit for eligible rural buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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