USDA VS FHA in Littlestown, Adams County, PA

As of 2025, the USDA loan limit set for Littlestown, located in Adams county, PA, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. It helps you determine required income, credit levels, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, helping you decide which program best suits your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Littlestown, Adams, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Littlestown, PA

The mission of Lendersa® is to swiftly provide you with the best USDA or FHA loan without hassle. Choose one of the three pathways that connect you with suitable lenders and USDA loan options.

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What Is a USDA Loan in PA?

A USDA home loan, guaranteed by the government Department of Agriculture—often called a USDA rural development loan or mortgage—is specifically intended for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage allows for a no down payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



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