USDA and FHA Pro and Con in Union, Berks County, PA
In 2026, the USDA loan limit in Union, within the county of Berks, PA is $336,500, whereas the FHA loan limit for a single-family residence stands at $472,030.
Employ the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates today. Determine the necessary income, credit, reserves, and documents for qualification. Our robust mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in deciding the most suitable program for your financial condition in .
2026 Loan Limits and Down Payment Requirements in Union, Berks, PA
Type of Loan
Loan Cap
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Union, PA
Lendersa® aims to facilitate access to the finest USDA or FHA loans efficiently and without difficulty. Choose from three starting strategies to connect with lenders offering suitable USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment, unlike FHA loans, which require at least a 3.5% down payment.
The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
"RenoFi offers the first home equity loan purpose built for renovations.
For homeowners planning a renovation, RenoFi loans let you borrow the most money at the best possible terms without the need to refinance your primary mortgage. This is because RenoFi uses the expected value of your home post-renovation rather than your home’s current val
20102 Valley Forge Circle, King Of Prussia, PA, 19406
Reliance FCU is member-owned, which means that all earnings are distributed back to the members in the form of dividends. Also, once a member, always a member. No matter where you live or work, once you are accepted into our membership, you and your family members can maintain accounts with us.
At Main Line Mortgage LLC. We are a full-service mortgage company based in King of Prussia, PA. We specialize in First Time Home Loans and No Cost Home Loans in King of Prussia. We also serve the entire state of Pennsylvania and Florida. Whether you are buying a home or refinancing in PA or FL.
166 Allendale Rd., Suite 6, King Of Prussia, PA, 19406
As a residential mortgage broker, we do the research for you by shopping multiple investors to get you the best rate and program that will best suit your particular needs. As your trusted mortgage advisors with over 60 years of combined experience, we are well equipped to help you with first-time buyer programs like FHA and VA,
Northpoint Lending We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost
At Price Financial Services we believe that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Our website provides seamless access to online current mortgage rates and programs and the ability to securely upload documents.
201 King of Prussia Road, Suite 650, Wayne, PA, 19087
The Capital Rams offers commercial loans with a client-centric approach. Our certified and highly-trained financial specialists analyze your company’s fiduciary picture and goals to recommend products that solve its unique challenges. Our extensive portfolio of financial services includes Commercial Real Estate loans
Drexel Hill Mortgage, Inc (DHM) has been serving Pennsylvania homeowners since July, 2000 with Conventional and FHA/VA mortgages. Our goal is to offer the best interest rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide
The President, Thomas Kuranda, has a business degree from the Commerce and Finance department of Villanova University in Villanova, PA. Mr. Kuranda has been in the banking, finance and mortgage field since 1992. Creating Kuranda Financial Mortgage Corp in 1996 was Mr. Kuranda's first step in applying his knowledge of the bond market to mortgage
5 Hillman Drive, Suite 100, Chadds Ford, PA, 19317
Franklin Mint Federal Credit Union has provided financial products and services to its members in the greater Philadelphia region and beyond since 1970. FMFCU presently ranks ninth in asset size among Pennsylvania credit unions and remains the largest financial institution headquartered in Delaware County, Pennsylvania. FMFCU has 100, 000 members
