USDA VS FHA in Lower-Chanceford, York County, PA

In 2025, the USDA loan limit in Lower-Chanceford, found within York county, PA, is $285,000. On the other hand, the FHA limit for a single-family home is $356,362.

Utilize Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates, and ascertain the income, credit, reserves, and documents needed for eligibility. Our sophisticated mortgage calculator allows you to place USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in that suits your financial requirements.

Review loan propositions from 100 different lenders

Loan limits and down payment necessities for 2025 in Lower-Chanceford, York, PA

Loan Category Ceiling Minimal Down
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Lower-Chanceford, PA

The aim of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and effortlessly. Choose from three starting paths that will guide you to matching lenders and USDA loan programs.

Results from Lendersa USDA loan requests and matches

Definition of USDA Loans in PA

A USDA home loan is a mortgage backed by the government Department of Agriculture, also referred to as a USDA rural development loan. It is solely available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage offers no down payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • US Financial LTD
  • 636 South Des Plaines River Road, Suite 300, Des Plaines, IL, 60016
  • U.S. Financial is a family-run business specializing in financial consulting services for consumers and small business owners. We can help you pursue your financial goals. Our goal is to accommodate all of your financial needs under one roof. We have experts on staff and at your disposal.
  • Mortgage Connection
  • 609 Wilson Avenue, Tullahoma, TN, 37388
  • Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • RockBottom Mortgage LLC
  • 960 Rand Road, Suite 213, Des Plaines, IL, 60016
  • RB Mortgage we pride ourselves on offering the lowest rates with the lowest total fees. Simply put, we are committed to Bringing You Home for Less We are not like your typical mortgage company whose business model and income structure is based on commissions. These companies will sell you interest rates that are higher than industry standards.
  • Onyx Mortgage Group
  • PO Box 292901, Nashville, TN, 37229
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dixie Line Credit Union
  • 567 Veritas Street, Nashville, TN, 37211
  • Dixie Line Credit Union is a not-for-profit financial cooperative founded in 1932, to promote saving, provide financial services and serve as a source of credit for provident and productive purposes, at the lowest possible cost. Throughout Dixie Line Credit Union’s strategic plan, we will make every effort to enable our members.
  • MortgagePRO Inc
  • 220 Bateman Ave, Franklin, TN, 37211
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Tennessee Department of Safety credit union
  • 1150 Foster Avenue, Nashville, TN, 37243
  • The Tennessee Department of Safety Credit Union is a financial organization chartered in the state of Tennessee. The credit union is a cooperative non-profit institution organized to promote thrift and provide an economical source of confidential credit for those who belong. The members elect a five-member Board of Directors to set policies.
  • Tennessee Employees Credit Union
  • 220 French Landing Drive, Nashville, TN, 37228
  • Tennessee Employees Credit Union has been open since 1993. The credit union has assets totaling $31.01 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • Parthenon Federal Credit Union
  • 2204 Rosa L Parks Boulevard, Nashville, TN, 37228
  • Parthenon Federal Credit Union was chartered in 1942 to serve the employees and families of the United Methodist Publishing House. Today, Parthenon Federal Credit Union has a community charter to service anyone (and their families) who works, lives or worships in the Nashville metro center area where we are located.
  • Pathway Lending
  • 201 Venture Circle, Nashville, TN, 37228
  • Our Mission is To provide lending solutions & educational services that supports the development, growth, & preservation of underserved small businesses, affordable housing, & sustainable communities. We are financing businesses and strengthening communities. We have developed a range of financial products-including loans for financing business.
  • Affordable Housing Resources
  • 50 Vantage Way, Suite 107, Nashville, TN, 37228
  • Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing & strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families