USDA and FHA Pro and Con in Lower-Chanceford, York County, PA

In 2025, USDA loan limit in Lower-Chanceford, county of York, PA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Lower-Chanceford, county of York, PA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Lower-Chanceford, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First United Mortgage, LLC
  • 5440 N Oak Trfwy, Suite 200, Kansas City, MO, 64118
  • First United Mortgage, L.L.C. is located in Kansas City, MO, United States and is part of the Activities Related to Credit Intermediation Industry. First United Mortgage, L.L.C. has 8 total employees across all of its locations and generates $2.31 million in sales (USD). (Employees and Sales figures are modelled).
  • Flipper Loans LLC
  • 2787 E. Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • At flipper Loans we design the program to fit your needs, not ours. We have programs for Wholesaler referrals, Fix and flip Investors and long term rental programs.We Make Hard Money Loans for Real Estate Investors, Simple and Fast and also We are a small local lender that services the entire country with loans to investors
  • LoKation® Real Estate
  • 2601 E Oakland Park Blvd, Suite 205, Fort Lauderdale, FL, 33306
  • At LoKation Real Estate, we empower individuals to live their legacy, not leave it. Our agents earn 100% on every transaction. No splits, no caps, no compromise. LoKation Real Estate is the premier full-service real estate firm delivering the highest level of service and marketing expertise in the South Florida real estate market.
  • American Independent Mortgage LLC
  • 3000 NE 30th Place, Suite 403, Fort Lauderdale, FL, 33306
  • American Independent Mortgage is an innovation-driven lender that is rapidly growing in the mortgage industry. Founded by a group of mortgage professionals, we have a long history of providing flexible and affordable mortgage solutions to help families, individuals and veterans improve their quality of life.
  • Clear Mortgage Lending Inc
  • 2881 East Oakland Park Blvd, Suite 420, Fort Lauderdale, FL, 33306
  • At Clear Mortgage Lending, Inc. our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
  • Blue Stream Mortgage Group Inc
  • 2751 East Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • We are experts in purchase and refinance mortgages and use our wealth of experience to find the most economical loan options for our clients. Our technology provides an efficient and innovative experience for our clients. Through our website you can submit a secure loan application or pre-qualify for a home purchase.
  • COLONIAL FIRST MORTGAGE FUNDING CORP
  • 3000 NE 30th Place, Suite 103, Fort Lauderdale, FL, 33306
  • Colonial First Mortgage was opened in August 1996 and has had continued success to present day. Serving primarily South Florida we also finance throughout the entire state. Our primary focus is helping families “finance the American dream”. In doing so we feel it is a strong contribution to the surrounding communities.
  • Americas Mortgage Professionals
  • 2601 E Oakland Park Blvd, Suite 500, Fort Lauderdale, FL, 33306
  • Americas Mortgage Professionals has over 20 years of direct lending experience, and we take pride in providing our customers with an honest and professional lending experience.Our team members work hard to keep our customers informed, no matter the type of loan we are helping you achieve.
  • 5 Star Personal Loans
  • 3000 N Federal Hwy, Fort Lauderdale, FL, 33306
  • AAA Capital Funding is an independent Mortgage Company located in Fort Lauderdale, Florida that provides mortgage and home lending solutions to our clients looking to purchase a home. We are inspired by the need to provide individuals, couples, and families with the benefits that independent mortgage companies can provide.
  • Moore Lending Group
  • 3471 N Federal Hwy #500, Fort Lauderdale, FL, 33306
  • The Moore Lending Group prides itself in developing lasting relationships with clients and strives to provide excellent customer service. We understand that a home purchase is the largest financial investment one will make in their lifetime. It is important to select a trusted and experienced representative who will be available around the clock.
  • Burlington Northtown Community Credit Union
  • 1002 Swift Street, North Kansas City, MO, 64116
  • Founded in 1928 by the employees of Burlington Railroad employees as a not-for-profit financial cooperative; BNCCU is now the oldest and one of the strongest community-chartered credit union's in the Kansas City metro. As a community credit union, we remain small enough to know and serve our members on a personable level