In 2025, the USDA loan limit in Lower-Chanceford, found within York county, PA, is $285,000. On the other hand, the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates, and ascertain the income, credit, reserves, and documents needed for eligibility. Our sophisticated mortgage calculator allows you to place USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in
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| Loan Category | Ceiling | Minimal Down |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and effortlessly. Choose from three starting paths that will guide you to matching lenders and USDA loan programs.
A USDA home loan is a mortgage backed by the government Department of Agriculture, also referred to as a USDA rural development loan. It is solely available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage offers no down payment option.
Enter your location to find out if it qualifies for USDA rural housing loan?
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