USDA VS FHA in Martic, Lancaster County, PA

In 2026, the USDA loan limit for Martic, part of Lancaster county, PA, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to compare today's best USDA against FHA rates. Determine the required income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Martic, Lancaster, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Martic, PA

The objective of Lendersa® is to secure you the best USDA or FHA loan swiftly, without hassle. Choose from three starting points to connect with lenders and delve into USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, supported by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is accessible only in rural areas. Unlike FHA loans needing a 3.5% minimum down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Centerbank
  • 744 State Route 28, Milford, OH, 45150
  • CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage

  • RiverHills Bank
  • 553 Chamber Dr, Milford, OH, 45150
  • RiverHills Bank, formerly New Richmond National Bank, has been serving people just like you and your family in Clermont County for over a century.Investing in the lives of friends and neighbors and keeping your locally earned dollars actively at work in our communities, RiverHills Bank is proud to serve as your community Bank.

  • Christian Family Credit Union
  • 410 Chamber Drive, Milford, OH, 45150
  • When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.

  • The First National Bank of Brooksville
  • 105 Locust St, Brooksville, KY, 41004
  • The First National Bank of Brooksville is located in Brooksville, KY, United States and is part of the Depository Credit Intermediation Industry We offer Real Estate Loans- Fixed and Variable

    Auto Loans

    Farming Expense Loans

    Business Loans

    Personal Loans

    Home Equity Loans

    Farm Operating Loans

    Farm Purchase Loans.

  • Dedicated Community Bank
  • 202 Cashua Street, Darlington, SC, 29540
  • Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.

  • Capital South Funding LLC
  • 4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
  • Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.

  • MyUSA Credit Union
  • 3600 Towne Boulevard, Middletown, OH, 45005
  • The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.

  • Atrium Credit Union
  • 6051 Market Avenue, Suite C, Franklin, OH, 45005
  • Atrium Credit Union is a not-for-profit financial coop offering financial services to their membership. Joining the credit union will allow you to access savings, loans, and much more. Atrium CU offers the following services to credit union members. Services available may vary at individual locations.

  • Anderson Brothers Bank
  • 101 N. Main Street, Mullins, SC, 29574
  • Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.

  • Minster Bank
  • 95 W. 4th St., Minster, OH, 45865
  • Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.

  • The Fort Jennings State Bank
  • 120 North Water St., Fort Jennings, OH, 45844
  • Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.