USDA Vs. FHA Pro and Con comparison in Peach-Bottom, York County, PA
In 2025, the USDA loan limit in Peach-Bottom, located in the county of York, PA, is $285,000, whereas the FHA limit for a single-family home is $356,362. This provides a variety of options for prospective homeowners.
Take advantage of Lendersa®'s USDA loan calculator to quickly compare today's top USDA versus FHA rates. It allows you to determine the required income, credit, reserves, and the necessary documents to qualify. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA side by side, enabling you to see which program in aligns best with your specific financial scenario.
2025 Loan Limits and Down Payment Requirements in Peach-Bottom, County of York, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Peach-Bottom, PA
The objective of Lendersa® is to quickly and effortlessly secure the optimal USDA or FHA loan for you, minimizing any complexities. Decide among three initial pathways to find matching lenders and optimal USDA loan programs tailored to your needs.
The USDA home loan is a title guaranteed by the government through the Department of Agriculture, otherwise known as the USDA rural development loan or USDA mortgage loan. It is specifically designed for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.
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