USDA Vs. FHA your options comparison in Lower-Paxton, Dauphin County, PA
In the year 2025, the USDA loan limit for Lower-Paxton, within Dauphin county of PA, is $285,000, while for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine income, credit requirements, reserves, and necessary documents for qualification. Our advanced calculator lets you see USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Lower-Paxton, Dauphin, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lower-Paxton, PA
The goal of Lendersa® is to efficiently secure for you the best USDA or FHA loan, free of hassle. Start by selecting one of three pathways, each designed to connect you with lenders and relevant USDA loan programs.
A USDA home loan, otherwise known as a USDA mortgage or rural development loan, is backed by the government Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans, which necessitate a 3.5% minimum down payment, USDA loans require no down payment at all.
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