USDA Vs. FHA Pro and Con comparison in Swatara, Dauphin County, PA
During 2025, the loan limit in Swatara, situated within Dauphin County, PA, for USDA-backed loans is set at $336,500. Meanwhile, FHA loans for single-family residences in the same area have a limit of $472,030.
By utilizing the Lendersa® USDA loan calculator, you can compare the most favorable USDA and FHA rates available today. This tool helps you assess necessary income, credit standings, reserves, and documentation requirements for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, which is invaluable in determining which solution suits your financial situation best within the state of Alabama.
2025 Loan Limits and Down Payment Requirements in Swatara, Dauphin, PA
Type of Loan
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Swatara, PA
At Lendersa®, our objective is to facilitate the quickest and most seamless acquisition of optimal USDA or FHA loans. You can select from three distinct starting points that lead you to matched lenders and USDA loan offerings.
A USDA home loan, endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan, is accessible only in rural locations. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.
NWSB Bank, serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of six community banking offices located in Carroll County, MD. NWSB Bank, provides financial services to customers with 31 community banking offices and three loan offices serving the Pennsylvania counties.
ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA.
Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage
As a division of ACNB Bank, FCB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of five community banking offices located in Frederick County, MD. ACNB Bank is a wholly-owned subsidiary of ACNB Corporation.
Since 1864, Pennian Bank has been providing a variety of banking and financial services for local residents and businesses. Formerly The First National Bank of Mifflintown, the bank changed its name in June 2017 to Pennian Bank. Pennian is a nod to the bank's Pennsylvania heritage and is a strong, unique name.
Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,
Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.
At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.
We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
