USDA VS FHA in Swatara, Dauphin County, PA

During 2026, the loan limit in Swatara, situated within Dauphin County, PA, for USDA-backed loans is set at $336,500. Meanwhile, FHA loans for single-family residences in the same area have a limit of $472,030.

By utilizing the Lendersa® USDA loan calculator, you can compare the most favorable USDA and FHA rates available today. This tool helps you assess necessary income, credit standings, reserves, and documentation requirements for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, which is invaluable in determining which solution suits your financial situation best within the state of Alabama.

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2026 Loan Limits and Down Payment Requirements in Swatara, Dauphin, PA

Type of Loan Maximum Loan Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Swatara, PA

At Lendersa®, our objective is to facilitate the quickest and most seamless acquisition of optimal USDA or FHA loans. You can select from three distinct starting points that lead you to matched lenders and USDA loan offerings.

Lendersa loan requests and matches for USDA loans

Understanding USDA Loans in PA

A USDA home loan, endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan, is accessible only in rural locations. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Swatara Lenders

  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Lends in Pennsylvania
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.

  • Belco Community Credit Union
  • 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
  • Lends in Pennsylvania
  • Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.

  • Hershey Federal Credit Union
  • 232 Hershey Road, Hummelstown, PA, 17036
  • Lends in Pennsylvania
  • Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.

  • New Cumberland Federal Credit Union
  • 345 Lewisberry Road, New Cumberland, PA, 17070
  • Lends in Pennsylvania
  • NCFCU is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.

  • Local 520 U.A. Federal Credit Union
  • 7193 Jonestown Road, Harrisburg, PA, 17112
  • Lends in Pennsylvania
  • Local 520 UA Federal Credit Union We appreciate your business and look forward to servicing your every day needs. We are working to add more benefits to your Credit Union experience in the upcoming months. Stay tuned to our page and be sure to check out your statements and added mailers.

  • Kane Mortgage, Inc
  • 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112
  • Lends in Pennsylvania
  • Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.

  • Atlantic Community Bankers Bank
  • 1400 Market Street, Camp Hill, PA, 17011
  • Lends in Pennsylvania
  • Founded in 1983, ACBB is governed by community financial institutions. We exist to serve them by advocating for our industry, providing services to drive efficiency and profitability, and extending institutions’ internal resources with those of a trusted partner and also ACBB is ideally positioned to support clients through a broad.

  • Susquehanna Valley Federal Credit Union
  • 3850 Hartzdale Drive, Camp Hill, PA, 17011
  • Lends in Pennsylvania
  • "At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service!

    Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety

  • Falcon Mortgage, Inc.
  • 2830 Sunset Drive, Camp Hill, PA, 17011
  • Lends in Pennsylvania
  • Falcon Mortgage, Inc. was established with the mission of creating extraordinary mortgage solutions for the citizens of PA. That mission continues to be a driving force through today. Falcon Mortgage has always sought out the nation’s most creative & responsible lenders.This enables us to be one of the nation’s most respected mortgage brokers.