In 2025, the USDA loan cap for Progress, located in the county of Dauphin, PA, is set at $336,500. For a single-family residence, the FHA loan limit is $472,030.
Use the Lendersa® USDA loan calculator to compare present USDA versus FHA top rates and identify the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in best fits your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Progress, County of Dauphin, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options Available in Progress, PA
The aim of Lendersa® is to secure for you the most advantageous USDA or FHA loan swiftly and effortlessly. Choose one of three initiation points that will pair you with matching lenders and available USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, exclusive to rural areas. Contrary to FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage does not necessitate any down payment.
The process is facilitated by a smooth, efficient system that caters to eligible rural homeowners, contributing positively to livelihood improvements in eligible counties such as Dauphin. This option opens new opportunities for families aiming to establish their homes in quieter, less urban settings, while benefiting from government-backed security and competitive interest rates.
By providing zero down payment loans, USDA ensures accessibility to homeownership without the initial financial burden, thus supporting a thriving community in rural neighborhoods across PA.
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