USDA and FHA Pro and Con in Mahoning, Lawrence County, PA

In 2025, the USDA loan limit for Mahoning, located in Lawrence county, PA, is $336,500. On the other hand, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare USDA to FHA rates today and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you analyze USDA, FHA, Conforming, and VA loans side by side, so you can decide which option in is best suited to your financial requirements.

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Loan Limits and Down Payment Requirements for 2025 in Mahoning, Lawrence, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Mahoning, PA

The aim of Lendersa® is to swiftly secure the optimal USDA or FHA loan for you. Choose one of three starting paths to connect with lenders and explore USDA loan offerings.

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Understanding USDA Loans in PA

A USDA home loan, insured by the government Department of Agriculture—also referred to as a USDA rural development loan—is strictly available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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