USDA Vs. FHA your options comparison in Mahoning, Lawrence County, PA

In 2026, the USDA loan limit for Mahoning, located in Lawrence county, PA, is $336,500. On the other hand, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare USDA to FHA rates today and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you analyze USDA, FHA, Conforming, and VA loans side by side, so you can decide which option in is best suited to your financial requirements.

Review loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Mahoning, Lawrence, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Mahoning, PA

The aim of Lendersa® is to swiftly secure the optimal USDA or FHA loan for you. Choose one of three starting paths to connect with lenders and explore USDA loan offerings.

USDA loan request and matching results from Lendersa

Understanding USDA Loans in PA

A USDA home loan, insured by the government Department of Agriculture—also referred to as a USDA rural development loan—is strictly available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Settlers Bank
  • 4021 Meridian Drive, Windsor, WI, 53598
  • Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank

  • Robby Oakes Mortgage Team
  • 5039 Executive Drive, Suite 500B, Morehead City, NC, 28557
  • Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.

  • Palmetto Health Credit Union
  • 9 Medical Park, Suite 240, Columbia, SC, 29203
  • PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.

  • St. Mary's & Affiliates Credit Union
  • 700 South Park Street, Madison, WI, 53715
  • Our Mission Statement: "In the spirit of people helping people, we assist our members in achieving financial health." Our Vision Statement: To be a trusted primary financial institution offering products and services that meets the needs of our members for a lifetime. We are available to those living and/or working in Adams, Dane, Iowa, Juneau.

  • Madison Fire Department Credit Union
  • 1437 Monroe Street, Madison, WI, 53711
  • The MADISON FIRE DEPARTMENT CREDIT UNION is committed to providing its members sound and dependable financial service, an environment where members can interact with mutual trust, respect and dignity by creating a sense of pride and ownership. The credit union will provide loans in a prudent, sound and discreet manner in accordance.

  • The FNB Community Bank
  • 432 W. Gallatin St., Vandalia, IL, 62471
  • The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.

  • East Coast Financial Corp.
  • 1460 Fall River Avenue, Seekonk, MA, 02771
  • "Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family.
    We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.

  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.

  • Dane County Credit Union
  • PO Box 7994, Madison, WI, 53707
  • Dane County Credit Union, or DCCU, founded in Madison with the principle that people come first and profits second. Like all credit unions, we are a not-for-profit financial cooperative owned and controlled by our members. At Dane County Credit Union, the leading credit union in Madison WI.

  • NHCash.com, LLC
  • 169 S River Rd, Unit 19, Bedford, NH, 03110
  • NHCash.com, LLC is a Veteran-founded and Woman-Led Online Loan Agency. Family-owned & operated so you can be sure you will receive a personal service. Locally-owned & operated. Supporting local people which is the core to our ethos We offer credit lines to people that may be underserved because of previous problems.

  • snh commercial finance
  • 264 South River Road, Suite 542, Bedford, NH, 03110
  • SNH Commercial Finance offers a portfolio of specialized commercial property financing including; Conventional Real Estate Loans, SBA Guaranteed Loans, Stated Commercial Loans, and Commercial Bridge Financing.

    For cost effective options with Cash-Out, Discounted Pay-Off or simple Rate & Term Refinancing contact SNH Commercial Finance to refina